Jul 252017

Polam FCU – Online Bill Pay and Why It’s So Popular

Posted on July 25, 2017 Blog, Group A

  When you look at the number of bills you pay each month, how long do you spend paying them? Whether it’s electricity, credit cards, mobile phone, Internet, or student loans, it can be overwhelming waiting for your payment to clear, especially if you pay by check. As a valued member of Polam Federal Credit Union, it’s easy to remove the stress from paying bills each month with Polam Online Banking. Not only will you save money on stamps and envelopes, you’ll also have peace of mind when it comes to your money and security. Think of the simplicity of

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Jul 172017

Retirement Planning for Millennials

Posted on July 17, 2017 Blog, Group A

  While the Millennial generation gets a bad rap for quite a few things, a perceived lack of interest in retirement planning seems to hover near the top of the list. According to Investopedia.com, “Millennials have been plagued by poor economic conditions that have made it difficult to get and keep a job, especially one that matches their skills and expertise. Many Millennials also face crushing student-loan debt that makes it difficult not only to save for retirement, but also to buy a house or think about starting a family.”   With such daunting challenges, it’s no wonder some Millennials

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Jul 112017

Super Easy Ways to Automate Your Savings

Posted on July 11, 2017 Blog, Group A

  In a recent study, the Federal Reserve Board discovered that 46 percent of Americans wouldn’t be able to come up with $400 when faced with an emergency or unexpected expense. Are you part of that group? Across the globe, banks and other financial institutions are seeking new, easier and more creative ways to help account holders save more of their hard-earned paychecks. Let’s take a look at a few options.   Connect Everything. According to Ramit Sethi, author of the bestselling book “I Will Teach You To Be Rich,” you can cut down on the time and effort it

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Jul 042017

43 Years of Service and Still Going Strong!

Posted on July 04, 2017 Blog, Group A

  The picture of Northern California was much different in the late sixties from what it is today. Sunnyvale, Walnut Creek and Milpitas were still rather small rural towns with orchards dominating the landscape and none of the technology parks and glamorous office buildings so prominent now. Similarly, the Polish community in the area was much smaller and thinly spread over a huge territory except for a few pockets in San Francisco, Oakland, Monterey and Sacramento, and with the Polish Hall in San Francisco being the main center of activity. The Polish American Congress of California was the leading organization,

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Jun 272017

Summer Energy Saving Tips

Posted on June 27, 2017 Blog, Group A

    Summer is here, and your energy bill is already skyrocketing. What can you do?  Whether you live in a house, condo, or apartment, summer presents a challenge to everyone’s finances. If you’re on a tight budget, here are a few cost-saving tips to reign in your runaway summer energy bills.   Quick Home Energy Audit. You don’t have to shell out the extra cash to hire an energy auditor–you can do your own home energy audit! First, check your home for places where air tends to leak (in or out). Doorways and windows are usually the biggest culprits.

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Jun 212017

Supplies to Save Your Summer Road Trip

Posted on June 21, 2017 Blog, Group A

  It’s that time of year again–when the sun is out, the skies are clear and it’s time to hit the road! If you’re gearing up for your next adventure, here’s a list of four essential items to ease your worries before you hit the road.   Old Fashioned Paper Maps. In an age when smartphones lurk in almost every pocket, it may seem redundant to bring a paper map on a road trip. It isn’t – it’s good planning. Many of our national parks have large sections where it’s impossible to find a cell phone signal. If you’ve ever

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