Sep 182017

4 Reasons Why You Should Buy A Home This Fall

Posted on September 18, 2017 Uncategorized

  According to the Primary Mortgage Market Survey from Freddie Mac, interest rates for 30-year mortgages have stayed close to 4 percent, and it’s believed that this will increase in the next 12 months. With this in mind, if you’re looking into buying a home in the near future, why wait and pay more in interest than necessary?   Polam FCU offers both competitive flat rate and adjustable rate mortgages with low closing costs, and our team is experienced in helping our members become homeowners. Here are four reasons why you shouldn’t wait to buy a home:   Prices will

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Sep 132017

Polam Profiles: Anna Wojciechowski – Branch Manager

Posted on September 13, 2017 Blog, Group A

  Conversations over Coffee: Concord Branch Manager Anna Wojciechowski   When it comes to balancing work and leisure, Anna Wojciechowski seems to be on the right track. And as the manager for the Polam FCU branch in Concord, California, and the mother of two, she balances both elements with skill.   Anna has been with Polam FCU as the Concord branch manager for a little over a year, and says she feels it’s been like it’s been longer than that. “During that time I have learned many new things and met great people,” she said to us. “Working here is

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Sep 062017

The Do’s and Don’ts of Your First Credit Card

Posted on September 06, 2017 Blog, Group A

  Whether it’s through a major financial institution or your preferred retail outlet, credit cards are seemingly everywhere nowadays. They serve as a good tool to make purchases when you don’t have cash on hand, or to build up your credit score. However, if you’re a young adult looking to apply for your first credit card, there are a few important “do’s” and “don’t’s” that you should know first.   Do: Look for a credit card with a rewards program. The Polam FCU credit card offers points for shopping whenever you use it; once you’ve earned enough points, you can

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