Monthly Archives:: October 2017
Keeping Your Identity Safe in 5 Steps
After the Equifax data breach earlier this year, more and more people have grown concerned with identity theft and their financial safety. These concerns have existed since the dawn of banking, but as technology advances, there are more risks to your identity security. At Polam FCU, we understand that it can take decades to build up your credit score and history, and the safety of our members is our top priority. Here are a few important tips to help maintain the safety of your identity, finances, and your credit score. Lock up what’s important. Keeping your social
▸ continue readingOnline Banking – How it’s Improving and Why You Should Use it
Everyone knows that waiting in line at the bank can be a huge hassle. It takes necessary time out of your day, and it can be an often frustrating experience. But in 2017, there’s a mobile app for just about everything. While online banking has been around for years, it’s getting more and more user-friendly and streamlined as technology advances. In fact, online banking has become such a norm that the second Monday of October is marked as National Online Banking Day. So why should you take full advantage of all the perks offered by online banking? Here
▸ continue readingIs a Credit Union Right for You?
There’s one thing everyone knows about big banks: they are for-profit businesses, and they profit quite a bit. However, if you’re concerned about your money and how it’s handled by your financial institution, why not consider moving to a credit union? Members of Polam FCU get all the benefits of being a part-owner and operator in their financial institution. It’s one of the most positive benefits of being a member of a credit union – you don’t have to worry about fat cat CEOs who focus more on profits than taking care of their customers. Here are just
▸ continue readingHalloween is Coming – How to Save Money and Celebrate on a Budget
We’re into the second week of October, which means one big thing – Halloween is just around the corner! Whether you’re decking out your home like a haunted house, or you have fantastically creative costume ideas for you and your family, the costs of celebrating this fall holiday can add up. However, it doesn’t have to be expensive – in fact, we’ve got a few ideas for you to have a spooky and fun Halloween without breaking the bank. Go creative with your costume. You don’t need to purchase a pre-packaged set to have a killer costume. Go
▸ continue reading5 Creative Ways To Save On Your Electric Bill
We’re already into the fall season, and as they say on Game of Thrones, winter is coming. The costs associated with keeping a winter home warm can give you a sense of sticker shock, even if you try to use alternative heat methods. However, there are many small and creative ways you can help cut your energy costs, and many take almost no effort. At Polam FCU, we’re dedicated to helping our members with financial security and happiness. Here are some simple and innovative ways to keep down your energy costs in the upcoming winter months –
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