Nov 282017

Prequalified vs. Preapproved – Knowing the Difference

Posted on November 28, 2017 Uncategorized

  If you’re a first time homeowner, the mortgage process can be somewhat daunting. Even people who’ve owned a home before can get confused by the process. However, one important thing to understand is the difference between being prequalified for a mortgage and being pre-approved for one.   It can be easy to use the terms interchangeably, but because they mean different things, it’s good to be on the up-and-up with regards to terminology to make the home buying experience one with minimal stress.   What does it mean to be “prequalified”? When you are prequalified for a mortgage, your

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Nov 222017

Black Friday 101- How to Successfully Tackle Your Holiday Shopping

Posted on November 22, 2017 Uncategorized

  The official start of Christmas shopping season is almost upon us! This Friday marks Black Friday, a day in which you can clean up with great deals at retailers of all kinds. From big box stores to smaller shops, you can find great bargains almost everywhere. However, it can be a stressful experience, both for your brain and for your pocketbook.   Before embarking on your holiday shopping journey, it’s important to make a plan so you don’t overspend, and to ensure you’re choosing the perfect gifts for your friends and family. Here are a few of our tips

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Nov 152017

Money-Saving Tips for Your Thanksgiving Feast

Posted on November 15, 2017 Uncategorized

  Thanksgiving is one of the most popular holidays in the United States, and one where people make big efforts to celebrate with family, friends, and a giant feast. However, serving up a 15-pound turkey with all the trimmings can be costly, especially with Black Friday the next day and Christmas right around the corner.   There are so many easy and creative ways to trim your Thanksgiving spending. We collected a few tips to help you have a cost-effective and amazing Turkey Day!   Keep your menu simple. With Pinterest and Facebook tantalizing us with all the creative dishes

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Nov 092017

DYŻUR KONSULARNY W SACRAMENTO, CA

Posted on November 09, 2017 Uncategorized

    Konsulat Generalny RP w Los Angeles informuje, że dyżur konsularny związany z przyjęciem wniosków o paszport, odbędzie się dnia 6.12 w godz. 9.00 – 17.00 oraz 07.12 w godz. 9.00 – 15.00 w oddziale Polam Federal Credit Union – Sacramento, CA pod adresem: 4313 Elkhorn Blvd, Sacramento, CA 95842. 6 grudnia 2017 r. (środa) w godz. 9.00 – 17.00 oraz 7 grudnia 2017 r. (czwartek) w godz. 9.00 – 15.00 Polam Federal Credit Union – oddział Sacramento, CA 4313 Elkhorn Blvd Sacramento, CA 95842   OBOWIĄZUJĄ ZAPISY: Aby umówić się na spotkanie z konsulem należy wysłać e-mail na

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Nov 072017

Protecting Your Finances During a Natural Disaster

Posted on November 07, 2017 Blog, Blog, Blog, Blog, Blog, Group A, Group A, Group A, Group A, Group A

  After the wildfires in Northern California and the hurricanes racking Texas and Florida, it’s a better time than ever to take steps to ensure your safety during a natural disaster. While some disasters can be somewhat predictable, like hurricanes, others can happen out of nowhere.   Once you’ve made plans for your physical safety, it’s vitally important to protect your financial safety as well. Here are a few tips to ensuring your financial security during an unexpected natural disaster.   Keep important documents both accessible and secure. It can be extremely expensive and time-consuming to replace items like a

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