Oct 272020

UChoose Rewards – How to Earn and Spend Your Rewards Points

Posted on October 27, 2020 Uncategorized

  When you bank with Polam FCU, you’re not just getting a better banking experience through our low rates, top-notch service, and our not-for-profit status – you’re also getting the chance to earn rewards for every purchase you make with your VISA debit or credit card. These rewards points don’t expire, and can be redeemed for a wide number of perks – gift cards to your favorite retailers, travel, hotel and car rentals, and prepaid VISA cards for you to use as you wish. Our rewards program is free to join, and it’s our way of thanking you for your

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Oct 182020

Budget-Saving Tips for Your Holiday Menus

Posted on October 18, 2020 Uncategorized

  Every year as the holiday season approaches, millions of Americans start planning their festivities, from choosing and decorating their Christmas tree, shopping for gifts, making travel arrangements, and more. Another thing they plan for is a holiday menu, whether it be for Christmas, Thanksgiving, or both. Grocery planning for the holidays is a valuable way to ensure you don’t go over budget with your overall spending, as it can be often overlooked.   Before you begin to plan out your holiday feast, here are a few tips on how cut your grocery budget this season so you can have

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Oct 092020

Your Emergency Savings – How to Rebuild It

Posted on October 09, 2020 Uncategorized

  A Federal Reserve study from 2019 has shown an alarming statistic: 40 percent of Americans do not have $400 in their bank account for emergency expenses. While this study was performed months before the coronavirus pandemic, it’s a startling reality at a time when people are losing their jobs because of the pandemic. While rebuilding your emergency fund can seem daunting or almost impossible, it doesn’t have to be the case.   If you’re looking to build an emergency fund, here are a few tips on how to get started:   Make changes to the way you budget.  Usually

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Oct 042020

Planning Ahead for Your Christmas Holiday

Posted on October 04, 2020 Blog, Blog, Blog, Blog, Group A, Group A, Group A, Group A

  We’re well into the fall season, and there’s lots to look forward to with the holidays – especially Christmas, the big one at the end of the year. Although it might seem a far date away, much like any year it’ll sneak up on you before you know it. Right now, it’s a great time to start planning ahead for your Christmas festivities, no matter how large or small. Creating gift lists, planning dinner menus, shopping for festive decor, and working on your Christmas cards early are all ways you can avoid the stressful crunch you experience over the

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