Dec 272021

Enrolling In E-Statements

Posted on December 27, 2021 Uncategorized

  If you’re constantly dealing with junk mail in your home’s mailbox, you’re certainly not alone. Many people who receive banking and financial information in the mail are hesitant to throw it away for security reasons, even though it can accumulate and add clutter to your home. Fortunately, there’s a solution for this unique problem – enrolling in e-statements. When you choose this paper-free option, your credit union statements go to your inbox and your online banking account, rather than you receiving a paper copy of your statements in your mailbox.   Why should you enroll in e-statements? Here are

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Dec 182021

3 Tips on Paying Down Credit Card Debt Faster

Posted on December 18, 2021 Uncategorized

  For anyone who’s ever had a credit card, especially more than one credit card, we all know that making monthly payments can feel like a futile operation. However, it certainly isn’t, as making (at the very least) minimum on-time monthly payments is incredibly important when it comes to maintaining or improving your credit score, even if it just feels like you’re chipping away at it. Owning a credit card can be highly beneficial, as you’re able to borrow and make payments each month on what you borrow; if you to make an emergency purchase, for instance, and don’t have

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Dec 132021

Staying Safe While Using Social Media

Posted on December 13, 2021 Uncategorized

    Social media plays a huge role in our society today, with billions of Facebook users, Twitter serving as a tool that can make or break reputations, and other social apps like Instagram and TikTok continuing to define our cultural landscape. However, for all the good that can come from being active on social media, there are detractors as well, as scammers have become more and more creative. As people continue to catch on to common schemes, so it’s important to be on guard for suspicious activity.   Here are a few scams to look out for, and how

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Dec 072021

Applying for a Business Credit Card

Posted on December 07, 2021 Uncategorized

    If you’re a business owner, you understand the importance of having your finances in order to keep your operation running strongly and smoothly. Whether you have a long-running, thriving business, or you’re in the midst of a startup, having a business credit card can be a strong asset in keeping your business expenses separate from your personal expenses. Having a business credit card also allows for flexibility in spending that you might not have if you’re simply managing your expenses from a checking account.   If you’re giving thought to applying for a business credit card, here are

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Nov 252021

Online Banking – A Quick Guide to Simplifying Your Finances

Posted on November 25, 2021 Uncategorized

    For some people, online banking is second nature when it comes to their finances; with just about every financial institution having their own app, it’s incredibly easy to take care of your bills and bank accounts with a few finger taps. But for those who are used to a more “old school” way of managing their money, online banking can come off as unsecured and difficult to understand.   However, many people would be surprised to know that that’s not the case. Financial technology has been booming over the last several years, and it’s getting more secure, more

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Nov 232021

Black Friday 101- How to Successfully Tackle Your Holiday Shopping

  The official start of Christmas shopping season is almost upon us! This Friday marks Black Friday, a day in which you can clean up with great deals at retailers of all kinds. From big box stores to smaller shops, you can find great bargains almost everywhere. However, it can be a stressful experience, both for your brain and for your pocketbook.   Before embarking on your holiday shopping journey, it’s important to make a plan so you don’t overspend, and to ensure you’re choosing the perfect gifts for your friends and family. Here are a few of our tips

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Nov 122021

Budgeting and Saving as a College Student

Posted on November 12, 2021 Uncategorized

    For young adults, college is a place of learning – but what you learn isn’t simply limited to a classroom. Learning how to create and stick to a solid budget is one of the most important steps in becoming a full-fledged adult, and there’s no better time to start than when you’re still on your way to the working world. If you take on a job in college, understanding how much you earn every month and how you spend it is crucial in determining your financial comfort, and will help you in the future.   Here are a

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Nov 102021

Fun Ways to Enjoy Your Retirement Years

Posted on November 10, 2021 Uncategorized

    You’ve finally reached that goal you’ve been working toward your entire adult life – retirement. So, what comes next? Now that you’re resting comfortably in your golden years, it doesn’t mean you have to pack it in for good; there’s plenty to do and see now that you’re not on the 9 to 5 plan.   If you’re retired and looking for ways to keep busy and branch out into new opportunities, here are a few great ideas:   Don’t ignore the travel bug.  Now that you’re on your own schedule, why not take advantage of all this

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Oct 302021

Budgeting for the Holidays – Get Started Early

Posted on October 30, 2021 Uncategorized

  Summer is officially over and we’re well into fall, and every year it feels like the Christmas season is approaching faster and faster with not much time to plan for it, especially financially. Whether it’s buying presents for friends and family, taking trips for Thanksgiving or Christmas Day, planning a big meal or party, or all of the above, the holiday season can be financially taxing for anyone.   Instead of scrambling in late November to purchase everything you need without breaking your budget, why not start planning now? Here are a few tips on how to best save

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Oct 262021

Preparing Your Car for Winter

Posted on October 26, 2021 Uncategorized

    Regardless of where you live in the United States, the onset of winter weather can be a shock after warm summer and fall months if you aren’t prepared. And when it comes to your car, keeping it in shape and well taken care of during cold months can save you a lot of money in repairs and maintenance. Before winter gets here, take the time to do an inventory of your car to see what maintenance might be needed to keep it protected and running smoothly.   Here are a number of things to check out on your

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