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Membership Rewards Program

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 6.50% *APR
5 Year Fixed Rate from 7.50% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
12 month CD1 2.25% **APY
24 month CD1 2.75% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 6.25% *APR
Used Auto Up to 72 months 7.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

News & Articles

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    For young adults, college is a place of learning – but what you learn isn’t simply limited to a classroom. Learning how to create and stick to a solid budget is one of the most important steps in becoming a full fledged adult, and there’s no better time to start than when you’re still on …
  • The Many Benefits of Online Banking
    It’s 2024, and smartphones and tablets are commonplace among most Americans. That means that everyday citizens have digital access to an entire online world with a device that can fit into one’s pocket. In turn, online and mobile banking has become the norm for anyone who wants to manage their finances without having to visit …
  • How to Use Your Home Equity Line of Credit
    If you’re a homeowner, you likely already know that you can tap into the equity built into your home and use the funds for a variety of purposes. The longer you own your home, the more equity is earned. Home equity lines of credit (HELOCs) aren’t your traditional loan – they’re reserved for homeowners, and …