Apr 302021

Why Choose a Credit Union for Your Mortgage

Posted on April 30, 2021 Uncategorized

  Whether you’re a first-time home buyer or a veteran, the mortgage process can be confusing and sometimes complicated. First, you need to decide where you want to procure your mortgage – a decision that will completely shape your home buying process. It’s certainly a good idea to look around for the right mortgage lender, keeping all factors in consideration, financial and otherwise. However, more and more prospective home buyers are choosing credit unions for their mortgages, for a number of reasons. Most importantly, credit unions are not-for-profit financial institutions and members are also part-owners, and with their membership comes

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Apr 212021

Going Green at Home – How to Save on Your Electric Bill This Summer

Posted on April 21, 2021 Uncategorized

  We’re already experiencing spring weather, and you may even be dealing with heat and humidity. The costs associated with keeping a home cool and refreshing – and healthy – can give you a sense of sticker shock, even if you’re looking into using alternative cooling methods. However, there are many small and creative ways you can help cut your energy costs, and many take almost no effort.   Our team at Polam is dedicated to helping our members with financial security and comfort, and we understand the stress of keeping a home cool without breaking the bank. Here are

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Apr 132021

Wedding Planning on a Budget

Posted on April 13, 2021 Uncategorized

  Weddings are extraordinarily special events, for the bride and groom, for the families of the bride and groom, and your guests. Most women (and some men) have their dream wedding all planned out, and using Pinterest or creating “dream boards” are great ways to collect ideas. However, according to The Knot, a wedding website, the average cost of a wedding in 2019 was $28,000, which is a big spend for many couples and their families.   If you’re looking to stay within your budget and still have a beautiful wedding, there are creative ways to make that happen. We

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Apr 092021

Protecting Your Child’s Financial Future

Posted on April 09, 2021 Uncategorized

  As a parent, it’s your responsibility to ensure your child is safe in every way – and that includes the safety of their identity. Once they turn 18, they’re entering a whole new adult world where their financial situation can make or break their ability to find a home, access loans or credit cards, and in some cases, their ability to find a job. Identity theft can affect anyone, and you don’t want your child to ease into adulthood with an already-damaged credit history.   It’s never too late to start taking preventative measures for your child. Here are

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Apr 022021

Using Social Media to Promote Your Business

Posted on April 02, 2021 Blog, Blog, Blog, Blog, Blog, Group A, Group A, Group A, Group A, Group A

    When it comes to spreading the word about your business, promoting your brand on social media has become one of the biggest go-to strategies for any successful operation. Whether you’re marketing through Facebook and Instagram or even expanding outward with Snapchat, Pinterest, Twitter, LinkedIn or YouTube, there’s a bevy of ways that you, as a business owner or marketing manager, can take advantage of all that social media has to offer. Not only are these platforms free to join, but they can also allow for a great deal of creativity and flexibility.   Before you begin to develop

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