Jul 302021

Your Budget – What are You Forgetting to Add

Posted on July 30, 2021 Uncategorized

  When it comes to building to your monthly budget, almost every adult will have the same financial priorities. Mortgage or rent, utilities (including your cell phone plan), home / auto / medical insurance, credit cards, groceries, and loan payments are some of the most common items on any household budget, depending on how many people are relying on your income.   Of course, when it comes to any budget, there are quite a few items we don’t always think to add, even though they’re still semi-regular expenditures. They may not be things you pay for each month, but if

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Jul 262021

Energy-Saving Ideas While Working from Home

Posted on July 26, 2021 Uncategorized

    The COVID-19 pandemic brought about great shifts to the way people work, in many ways. Because of lockdowns, many offices switched to a work-from-home model to help prevent the spread of the virus and to keep people safe. It’s been almost a year and a half, and while most of the country is open now, many workplaces are opting to allow their employees to continue working remotely if it’s a good option all around.   Spending your daytime hours in your home, especially if you are working, can affect your utility bills, as you’re consuming more electricity and

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Jul 232021

Back-to-School Season – Shopping Smart

Posted on July 23, 2021 Uncategorized

    Summer is winding down, the days are slowly getting shorter, and if you’re a parent, that means one thing – back-to-school season is upon us. Regardless of whether you prep in advance or if you’re doing most of your shopping right before the first day of school, this time of year is known for a bunch of additional expenses. More schools are requiring parents to provide their children with more expensive supplies, and if you’ve got growing kids, you’re likely going to need to take them clothes and shoe shopping as well.   One of the benefits of

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Jul 112021

The Importance of Reading Your Credit Card Statement

Posted on July 11, 2021 Uncategorized

  As any credit card holder knows, every month you’re issued a monthly statement for your card. Many receive their statement in the mail, while some cardholders have opted for the eco-friendly paperless route with e-Statements. In many cases, these statements get a quick glance before being tossed in the trash, and many others simply ignore them. However, it’s a mistake to ignore your credit card statements, as they provide information on your spending, transactions, potential fraudulent activity, and possible hidden fees.   The next time you’re tempted to just toss that statement in the trash instead of looking it

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Jul 082021

Retirement Planning for Millennials

Posted on July 08, 2021 Blog, Blog, Blog, Blog, Blog, Blog, Group A, Group A, Group A, Group A, Group A, Group A

  While the Millennial generation gets a bad rap for quite a few things, a perceived lack of interest in retirement planning seems to hover near the top of the list. According to Investopedia.com, “Millennials have been plagued by poor economic conditions that have made it difficult to get and keep a job, especially one that matches their skills and expertise. Many Millennials also face crushing student-loan debt that makes it difficult not only to save for retirement, but also to buy a house or think about starting a family.”   With such daunting challenges, it’s no wonder some Millennials

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Jul 032021

Saving Money on Your Summer Road Trip

Posted on July 03, 2021 Uncategorized

    Summertime is probably the most popular time of year to take a road trip, for a number of reasons. To start, the weather is great, making for safe and solid driving conditions. Children also have the summer off from school, so for families, summer is generally ideal for vacations. Many people take advantage of Memorial Day weekend car sales, and want to hit the open road in their new set of wheels while it’s still got that new car smell. Generally speaking, summer is simply a great time to explore the country and take a break from everyday

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