At Polam FCU, not only do we strive to provide you with the best financial services possible, we also want to share some guidance and expertise. Peruse our blog for the latest industry news and information relevant to you.
Calculating your net worth is important when creating an overall savings plan. It helps you to see areas of opportunity that can easily increase your net worth such as increasing your 401K contributions or deciding whether or not a new luxury car is truly needed. Many of us have a rough estimate of what our big-ticket items are worth and how much we owe in credit card debt. However, we commonly overlook assets and liabilities that provide us with a more accurate depiction of our net worth. When completing a comprehensive net worth calculation, each person can decide what dollar▸ continue reading
Passwords have been in use long before internet banking, social media, or the age of the internet all together. During prohibition, speakeasy doormen required a person to speak a certain phrase before entering their establishment. Overtime, passwords have become even more crucial in our day-to-day functions. Whether you are making online purchases, emailing a friend, or banking online you are required to have a password that is unique to your account but also memorable. The biggest challenge we face today is creating a password complex enough to elude hackers but easy enough to remember. In order to ensure your▸ continue reading