At Polam FCU, not only do we strive to provide you with the best financial services possible, we also want to share some guidance and expertise. Peruse our blog for the latest industry news and information relevant to you.
Regardless of whether you’re starting to build credit for the first time, or you’ve been building credit for decades, it’s not hard to get confused about how your credit score is calculated. There are a seemingly endless number of factors that go in the makeup of your credit score, including but not limited to payment history, credit use and utilization, and the number of accounts you have. One of the most important first goals you should have in terms of your financial goals is understanding your credit score, how it’s calculated by major financial institutions, and how you can▸ continue reading
Dogs are commonly known as “man’s best friend” – and few would dispute that notion. Adopting a four-legged friend into your family is one of the best things you can do for the critter you welcome into your home, and having a dog can also be incredibly therapeutic. Winter is often a popular time to adopt, because the chilly weather can leave people wanting to bring home a warm, cuddly puppy. However, as we all know, adopting a dog can add a number of expenses to your budget. Some of these costs are pretty obvious, whereas some are▸ continue reading