At Polam FCU, not only do we strive to provide you with the best financial services possible, we also want to share some guidance and expertise. Peruse our blog for the latest industry news and information relevant to you.
When it comes to making purchases with your debit or credit card, it’s easy – swipe or insert your card, enter your PIN (if you’re using a debit card), approve the transaction. However, making purchases online with your debit card is even easier, as popular e-commerce websites can save your card information to make buying online even easier. However, in 2019, debit card fraud rose over 10 percent in the United States, and even the most cautious consumers can be at risk if they aren’t careful. When shopping offline, consumers should be on guard regarding “skimmers,” which are▸ continue reading
When it comes to borrowing money, people do so for a number of reasons, and because of this fact, you’ll find that there are a wide variety of loans that are tailored for a specific purpose; for instance, most financial institutions offer mortgage loans, home equity loans, auto loans, business loans, and more. However, personal loans can be used for a number of specific reasons, and can come in handy when you need an extra cash flow. While homeowners may be able to take advantage of home equity loans for such reasons, non-homeowners can look into personal loans▸ continue reading