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Everyone, regardless of their economic status, has spent money without thinking twice at least once in their life. In fact, it’s not terribly uncommon; most working Americans can attest that a lack of mindful spending has caught up to them more than once. Unless you’re a multi-millionaire, bad spending habits can severely hinder your financial goals and can saddle you with unneeded debt. Careless spending can come in the form of having a daily coffee habit, or maxing out your credit card on frivolous expenditures. Regardless of your income and finances, these kinds of bad habits can add up▸ continue reading
Everyone has a checklist they follow when planning an overseas vacation: buy plane tickets, set up itineraries, packing your bags with everything you’ll need. For most travelers, setting up a budget before taking off is also a priority on their checklist. Along with being in a country with a different native language with a different cuisine and different customs, you’re going to experience financial changes as well. Before you leave, make sure you go through this list of smart money tips that will make your overseas vacation less financially stressful, so you can have a great time and▸ continue reading