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Every year as the holiday season approaches, millions of Americans start planning their festivities, from choosing and decorating their Christmas tree, shopping for gifts, making travel arrangements, and more. Another thing they plan for is a holiday menu, whether it be for Christmas, Thanksgiving, or both. Grocery planning for the holidays is a valuable way to ensure you don’t go over budget with your overall spending, as it can be often overlooked. Before you begin to plan out your holiday feast, here are a few tips on how cut your grocery budget this season so you can have▸ continue reading
A Federal Reserve study from 2019 has shown an alarming statistic: 40 percent of Americans do not have $400 in their bank account for emergency expenses. While this study was performed months before the coronavirus pandemic, it’s a startling reality at a time when people are losing their jobs because of the pandemic. While rebuilding your emergency fund can seem daunting or almost impossible, it doesn’t have to be the case. If you’re looking to build an emergency fund, here are a few tips on how to get started: Make changes to the way you budget. Usually▸ continue reading