Polam Business CD accounts provide security for your company’s future while earning dividends at a competitive rate. Diversifying your business assets and planning for your future needs is always a smart business strategy.

“Your business never sleeps. Why should your money? Earn dividends with Polam Business CD accounts.”

Available Terms1 Minimum Opening Deposit Dividend Bearing Account Minimum Balance to earn dividends
6 mos., 12 mos., 18 mos. 24 mos., 36 mos. $5,000 Yes $5,000


  • Flexible Term Options
  • No Monthly Service Fees
  • No Annual Service Fees
  • Competitive Interest Rates
  • Guarantee Your Return 1
  • Rewards Program


1. Early withdrawal penalties may apply to withdrawals made at any other time than during the grace period. Fees could reduce earnings on the account. Additional restrictions may apply.
2. APY=Annual Percentage Yield.
3. Minimum CD deposit $5,000. Minimum Term is 6 months. At maturity the certificate will convert to a savings account. Penalty for early withdrawal.
4. All regular certificates can be opened as IRA certificates, unless otherwise noted. Minimum balance for all IRA certificates is $100