Credit Card Processing

Polam Credit Union is proud to announce
a partnership with Heartland Payroll Solutions
and Heartland Payment Systems to bring the
best technology, superior service and
competitive pricing to our members.


Heartland is a national leader in Payroll Services and Credit Card processing since 1997. Heartland is able to service businesses of all sizes and industry’s. Heartland is endorsed by many National and State associations. Polam Federal Credit Union has used Heartland Payroll Solutions to handle our payroll needs for over 10 years. Here are some more details about both divisions of Heartland and how they can help our members.

  Heartland Credit Card Processing

  • Heartland will provide a free virtual terminal for processing transactions. This is a $399 value for Polam Credit Union members.
  • Encryption and single use tokens from the instant of a transition create the most secure environment for processing.
  • Heartland will provide you with NEXT DAY Funding.
  • Domestic based customer service that is 24/7 and will answer the call right away and stay with you until the end.
  • 1mm breach warranty per merchant.

Heartland Payment Systems

Jim Rowse