Executive Savings

Polam Executive savings accounts are a great way to earn dividends on your money while keeping it liquid for your daily business needs.

“Put your assets to work with the Polam Executive savings account”

Minimum Opening Deposit Number of withdrawals per month Dividend Bearing Account Minimum Balance to earn dividends
$5 6 Yes $100 4


  • Low opening deposit & minimum balance requirements
  • No Monthly Service Fees
  • No Annual Service Fees
  • No ATM Transaction Fee 1
  • Online & Mobile Banking
  • Rewards Program


1. No transaction fees at any CO-OP ATM locations.
2. Overdraft protection available on approved credit
3. APY=Annual Percentage Yield.
4. Balances below $100 will not earn interest.
Regulation “D” – Six-transaction limit on Savings Accounts: In consumer banking, “Regulation D” often refers to §204.2(d)(2) of the regulation, which places a limit of six withdrawals or outgoing transfers per month from savings or money market accounts via several transaction methods. Transactions counted against the limit include “preauthorized or automatic transfer, or telephonic (including data transmission) agreement, order or instruction, or by check, draft, debit card, or similar order made by the depositor and payable to third parties.” Transactions not counted against the limit include “mail, messenger or in person or when such withdrawals are made by telephone (via check mailed to the depositor).”