Jun 272018

Saving For A Rainy Day

Posted on June 27, 2018 Uncategorized

  When it comes to one of those last-minute emergencies, one may find themselves at odds when it comes to funds and savings. An emergency savings account can help alleviate any concerns one might have regarding medical bills, automotive issues, and even unemployment. This saving account is essential to your financial health, as it provides a buffer against your everyday bills.   Here are a few ways to plan ahead for a “rainy day”   Create an emergency fund. An emergency fund is a savings account that’s available for a ‘rainy day’ – which can help you cover a multitude

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Jun 202018

Buying a Car – How to Get Started

Posted on June 20, 2018 Uncategorized

    When it comes to buying a car, you’ve got a lot to consider financially. It’s always fun to mull over what kind of car you want, including its color, safety, and features, but it’s also important to acknowledge the financial decisions that come into play when making a new automobile purchase.   With a summer of road trips ahead of you, here are a few important points to consider before heading to the nearest auto mall.   Check your credit score. Before you start your journey into car ownership, it’s incredibly important to ensure your credit score is

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Jun 112018

Money Tips for Traveling Abroad

Posted on June 11, 2018 Uncategorized

  Everyone has a checklist they follow when planning an overseas vacation: buy plane tickets, set up itineraries, packing your bags with everything you’ll need. For most travelers, setting up a budget before taking off is also a priority on their checklist. Along with being in a country with a different native language with a different cuisine and different customs, you’re going to experience financial changes as well.   Before you leave, make sure you go through this list of smart money tips that will make your overseas vacation less financially stressful, so you can have a great time and

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Jun 062018

Saving Money While Grocery Shopping

Posted on June 06, 2018 Uncategorized

  Grocery shopping is essential for any household, whether you’re single or if you have a family, and sometimes a trip to the market can be overwhelming as prices continue to rise. According to the Consumer Price Index, grocery prices are estimated to go up between one and two percent in 2018. While this can seem troubling, there are ways you can alleviate your shopping concerns, and they’re simple tips that apply to any financial situation at any time.   If you’re looking for different ways to find the best deals while grocery shopping, check out a few of these

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May 292018

Credit Card Tips for College Students

Posted on May 29, 2018 Uncategorized

  College can be an exciting experience for young undergrads who are looking to earn a degree and gain a better perspective on the world through higher education. However, it can also be a costly experience if you don’t keep an eye on your spending. Many college students have a credit card for various expenses, and for first-time credit card holders, it can be easy to ignore the charges as they rack up.   Instead of falling into bad habits and a lack of money management, take the time to understand what you can do to maintain a healthy credit

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May 222018

How to Get Through A Financial Setback

Posted on May 22, 2018 Uncategorized

  Financial setbacks, whether big or small, aren’t an uncommon occurrence for many working adults. Sometimes these setbacks are because of unexpected medical costs that aren’t covered by your insurance, or a car repairs after an accident. Sometimes they’re caused by a pay cut or the loss of a job. Regardless of the reason, many adults aren’t adequately prepared financially for such setbacks, as it’s nearly impossible to predict when things go a little sideways.   The key is to ask yourself what you plan to do to help prevent financial dire straits in the event of a setback, and

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May 152018

Planning Ahead for A Baby

Posted on May 15, 2018 Uncategorized

  Many say that children are a blessing, and in the words of Whitney Houston, they’re our future. The excitement of the prospect at being a parent is unlike any other feeling, but when it comes to starting a family, the potential financial stress can edge out some of that excitement. As of 2015, raising a child from birth to age 18 can run a family about $230,000, so starting a budget and making necessary preparations is a great way to get a start on your family planning in a less stressful way. Here are a few tips to help

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May 082018

Finding A Summer Job for Your Teenager

Posted on May 08, 2018 Uncategorized

  With warmer weather on the horizon, that can only mean one thing – summer vacation is approaching and your kids will be out of school for a few months. Summer camps and family vacations are common traditions, but there are other options as well for your older children to learn life skills and earn some money.   Taking on a summer job is a great way for your teenager to take full advantage of their summer vacation, as they develop skills to help ease them into adulthood. Here are a few tips on the best ways to get started.

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May 012018

3 Ways to Manage Your Credit Score

Posted on May 01, 2018 Uncategorized

  As you may know, your credit score is one of the most important aspects in having a healthy financial life. Those three numbers can affect most aspects of your life, from being approved for loans and credit cards to owning or renting a home. Your credit score can also impact what you’ll pay in interest rates and even your job prospects. However, there are various ways to help improve your score, regardless of how high or low it is. Here are a few tips to help you get started:   Keep your payment record clean. They say that the

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Apr 232018


Posted on April 23, 2018 Blog, Blog, Blog, Blog, Blog, Blog, Blog, Blog, Blog, Blog

  Konsulat Generalny RP w Los Angeles informuje, że dyżur konsularny związany z przyjęciem wniosków o paszport, odbędzie się dnia 24.05 w godz. 9.00 – 17.00 oraz 25.12 w godz. 9.00 – 14.00 w siedzibie Polam Federal Credit Union – Redwood City, CA pod adresem: 770 Marshall Street, Redwood City, CA 94063 *Na miejscu w POLAM FCU istnieje możliwości uzyskania Money Order, Cashier’s Check oraz wykonania zdjęć paszportowych. 24 maja 2018 r. (czwartek) w godz. 9.00 – 17.00 oraz 25 maja 2018 r. (piątek) w godz. 9.00 – 14.00 Polam Federal Credit Union – Redwood City, CA 770 Marshall Street,

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