Aug 232020

Are You Living Paycheck to Paycheck

Posted on August 23, 2020 Uncategorized

  There’s an important question we must ask ourselves, especially in times of economic insecurity: What would happen if you lost your job or another major source of income for a week, a month, or even longer? Do you have money put away in a savings account or certificate? Most importantly, without that income, what’s your Plan B for paying bills and buying necessities for yourself, your family, and your home?   It’s certainly an uncomfortable question, as nobody wants to think of themselves in that situation. But as we have seen in the last year, it’s more important than

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Aug 162020

Great Family Fun Ideas While You’re At Home

Posted on August 16, 2020 Uncategorized

  These days, many of us might be feeling a little stir-crazy. With many states on varying degrees of lockdown, there aren’t many places to go with your family to get out of the house and enjoy life. If you have children, you’re probably feeling the pinch even harder; keeping them active when they have to stay home can be challenging, especially if you’re the type of parent who’s strict on limiting screen time. However, with a little ingenuity, there are a number of ways you can keep you and your family entertained.   Here are a few ways to

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Aug 062020

Keeping Organized – Tips for a Secure Filing System

Posted on August 06, 2020 Uncategorized

  Getting organized should be a part of any adult’s everyday life. Whether it’s your home office, kitchen, desk at work, or even your personal computer, having a system of organization can save you time every day and create a stress-free environment for yourself and those you live with. However, keeping organized not only saves you time and stress, but when it comes to important paperwork and documents, it can also save you and your money in the long run.   Organization is more than simply knowing where to put things – it also includes creating a filing system and

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Aug 022020

Money and Marriage – Communicating While Merging Finances

Posted on August 02, 2020 Uncategorized

  Getting married is one of the most exciting and life-changing experiences for any adult. However, when you take the steps to spend the rest of your life with someone, you’re making big changes in all aspects of your lives as well. One of the biggest and certainly the most important steps is deciding how to merge your finances once you’re legally married. It can certainly be a challenge, but it can easily be done with the right amount of communication and openness. The decisions you make as a married couple can affect the future of your finances for years

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Jul 282020

Budgeting for Your Ideal Home

Posted on July 28, 2020 Uncategorized

    For first-time home buyers to seasoned homeowners alike, buying a house can be both an exciting and nerve-wracking experience. Not only do you have to factor in your budget as you search for your ideal home, but you also have to consider location, square footage, local school districts, crime rates in various neighborhoods, and so forth. The right realtor will help you navigate the home buying waters and take care of the “dirty work” (so to speak) of closing on your new home, but you also have your own role to play – making sure you can properly

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Jul 152020

Saving Money After Graduation – Tips for College Students

Posted on July 15, 2020 Uncategorized

  After you graduate college, you’ll find yourself living in uncertain times. Everything about the way you lived, worked, and most importantly, spent money for the last four or five years is about to change for you. No longer will you be attending daily classes, taking exams, or taking part in extracurricular activities – you’re a college graduate now, moving into the traditional adult world, and it’s time to change the way you look at your finances.   Regardless of whether you find a job after college, an internship, or you take time looking for the right gig, it’s important

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Jul 102020

Saving Money on Your Furry Friend

Posted on July 10, 2020 Uncategorized

  In both times of peace and times of uncertainty, having a pet by your side can be an incredible comfort and gift. With so many dogs, cats, bunnies, and other furry friends eagerly waiting to be adopted, it’s almost impossible to not find a critter that you can bond with and bring home. And with shelter overpopulation occurring all over the country, it’s an act of altruism to adopt and give a forever home to an animal.   However, adopting a pet comes with a price, and not just the price you’ll pay at the shelter or rescue. Pets

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Jun 302020

Keeping Your Personal and Financial Information Secure

Posted on June 30, 2020 Uncategorized

  When it comes to making purchases with your debit or credit card, it’s easy – swipe or insert your card, enter your PIN (if you’re using a debit card), approve the transaction. However, making purchases online with your debit card is even easier, as popular e-commerce websites can save your card information to make buying online even easier. However, in 2019, debit card fraud rose over 10 percent in the United States, and even the most cautious consumers can be at risk if they aren’t careful.   When shopping offline, consumers should be on guard regarding “skimmers,” which are

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Jun 262020

Why Should You Apply for A Personal Loan

Posted on June 26, 2020 Uncategorized

    When it comes to borrowing money, people do so for a number of reasons, and because of this fact, you’ll find that there are a wide variety of loans that are tailored for a specific purpose; for instance, most financial institutions offer mortgage loans, home equity loans, auto loans, business loans, and more. However, personal loans can be used for a number of specific reasons, and can come in handy when you need an extra cash flow. While homeowners may be able to take advantage of home equity loans for such reasons, non-homeowners can look into personal loans

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Jun 172020

Planning Your Wedding – How to Save Money on Your Big Day

Posted on June 17, 2020 Blog, Blog, Blog, Blog, Blog, Blog, Blog, Blog, Blog, Blog

  We’re deep into the wedding season, and all the love in the air may inspire you to pop the big question to your significant other, or to talk about the idea of getting married. However, before you get too excited, it’s important to consider the costs of hosting a wedding, and decide the kind of event you’ll host. According to a recent report from the popular wedding magazine and website The Knot, the average cost of a wedding in the U.S. runs close to $34,000 – and this includes the cost of an engagement ring. With that information, you

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