Consumer Loans

Personal Loans

Enjoy access to the funds you need when you need them. We offer flexible terms on both secured and unsecured personal loans. Whether you are looking to consolidate high interest rates, make s special purchase, or pay for a child’s college tuition a personal loan with Polam can help put your financial planning into motion.

Business Loans

We want our members to dream big. It is our focus to offer the products needed to help your business reach its potential. Polam business loans were designed with both startup and established business needs in mind. Ask our business loan specialist how we can help you reach your goals sooner.

Automobile Loans

We understand the amount of excitement purchasing a new automobile can bring. Whether you are purchasing your first car, expanding your seat count for a growing family, or looking to take home your dream car Polam is here to help. Our easy application process and flexible terms were designed to help our members worry less about the financing and more about the roads ahead.

1. APR (Annual Percentage Rate). Auto rates as low as 2.25% APR (floor rate) effective 02/01/2016 require Automatic Transfer Payments, otherwise rate is .50% (50 basis points) higher; subject to change without notice. Polam offers a range of base rates and discounts that depend on factors such as credit history, loan term, purchase channel, Polam account and loan balances, program designation, vehicle age, and payment type. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 12.00% APR. To learn more about rates, terms and available discounts, call (650) 367-8940, visit, or visit any Polam branch. Loan payment example: $14.86 per month for each $1,000 borrowed at 2.25% APR for 72 months.
2. All loans are subject to credit approval, restrictions apply, rates are subject to change. Loans are offered on a limited-time basis and can be withdrawn or modified at any time without notice.

Contact your Local Loan Specialist

  • Call Us
    • CALIFORNIA(650) 367-8940
    • CONNECTICUT(860) 223-0200
    • EMAIL US