Apr 102019

Online and Mobile Banking – What They Can Do for You

Posted on April 10, 2019 Uncategorized

Online and Mobile Banking - What They Can Do for You

 

We all know that waiting in line at the bank can be a tedious hassle. It takes time out of your day, and it can be an often frustrating experience. But in 2017, there’s a mobile app for just about everything. While online banking has been existed for years in one form or another, it’s getting more and more user-friendly and hassle-free as technology advances.

 

So why should you take full advantage of all the perks that online and mobile banking can offer? Here are a few good reasons:

 

  • Business hours: All day, every day. If you have a part or full-time job, are raising a family, or a combination of both, you know all too well the importance of flexibility. Unfortunately, most credit unions tend to have limited hours and aren’t always open on weekends. While ATMs serve a good purpose, being able to pay bills, transfer funds, and change account information from just about anywhere is a huge deal for busy people.
  • Built-in security on the go. At Polam, we understand the seriousness of your financial security and the dangers of identity theft. Our online and mobile banking platforms have lots of safeguards to keep your identity safe, including touch ID options for the mobile app. However, we recommend not using public WiFi when banking online, and always logging out of the app after you’re finished.
  • It’s good for the environment. Long gone are the days where physical “snail mail” was the norm. More and more financial institutions are going paper-free, which is beneficial for a number of reasons. It cuts down on paper waste, it keeps your home filing systems less cluttered, and you don’t have to wait for your bills and bank statements to come in the mail. Going completely digital helps protect the planet and it saves you from having to wait.
  • One-stop shop for all your financial needs. On the Polam mobile app, you can view the balances and history on all of your accounts, make transfers, and pay bills in mere seconds. You don’t have to wait in multiple lines, nor do you have to worry about being close to one of our branches. Whether you’re on your computer, your smartphone or your tablet, banking online is a far more convenient and efficient choice for our members who are looking for a better banking experience.