Oct 252017

Online Banking – How it’s Improving and Why You Should Use it

Posted on October 25, 2017 Uncategorized



Everyone knows that waiting in line at the bank can be a huge hassle. It takes necessary time out of your day, and it can be an often frustrating experience. But in 2017, there’s a mobile app for just about everything. While online banking has been around for years, it’s getting more and more user-friendly and streamlined as technology advances. In fact, online banking has become such a norm that the second Monday of October is marked as National Online Banking Day.


So why should you take full advantage of all the perks offered by online banking? Here are a few reasons.


  • Business hours: 24/7. If you work full-time, are raising a family, or both, you know very well the importance of flexibility. Unfortunately, financial institutions tend to have limited hours and aren’t always open on weekends. While ATMs serve a good purpose, being able to pay bills, transfer funds and change account information from just about anywhere is a huge deal for busy people.


  • Built-in security on the go. Polam FCU understands the seriousness of your financial security and the dangers of identity theft. Our online and mobile banking platforms have lots of safeguards to keep your identity safe, including touch ID options for the mobile app, though we recommend not using public WiFi when banking online, and always logging out after you’re finished.


  • It’s environmentally friendly. Long gone are the days where physical “snail mail” was the norm. More and more financial institutions are going paper-free, which is a benefit for a few reasons. It cuts down on paper waste, it keeps your home filing systems less cluttered, and you don’t have to wait for your bills and bank statements to come in the mail. Going completely digital helps protect the planet and it saves you from the waiting game.

  • One-stop shop for all your financial needs. On the Polam FCU mobile app, you can view the balances and history on all of your accounts, make transfers, receive E-Bills and pay bills in seconds. You don’t have to wait in multiple lines, nor do you have to worry about being close to one of our branches. Whether you’re on your computer, your smartphone or your tablet, banking online is a far more convenient and efficient choice for our members who are looking for a better banking experience.