Tradycyjne Kredyty Hipoteczne

Porównaj kredyty hipoteczne

Ze stałą ratą 1
konwencjonalne
Z regulowaną stopą procentową (ARM)1
konwencjonalne
Opcje okresów
do 15 lat do 30 lat
Dostępne cele kredytu
zakup / przefinansowanie zakup / przefinansowanie
Minimalna / Maksymalna wysokość kredytu
kredyty zgodne ≤ $417 000
kredyty jumbo > $417 000
kredyty zgodne ≤ $417 000
kredyty jumbo > $417 000
Maksymalna wysokość kredytu do wartości
do 80%
wycenionej wartości
do 80%
wycenionej wartości
Korzyści:
  • Prosty proces aplikacyjny
  • Wstępna kwalifikacja do transakcji zakupu
  • Konkurencyjne oprocentowanie
  • Niskie koszty całkowitej spłaty kredytu
  • Bez punktów czy kary za przedterminową spłatę

Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NLMS ID Number is 853793.

1. All loans are subject to credit approval.
2. APRs are based on the following:

  • Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs
  • High Balance Loan amount of $625,500.00 + closing costs
  • Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs
  • Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.

Rate shown at 80% loan-to-value (LTV), owner-occupied refinance or purchase with excellent credit. Your rate may be different than what is shown.
The index is the auction average of short term U.S. government bills with a 26 week maturity, as made available by the Federal Reserve. The caps are 2% annually and 5% lifetime based on the initial rate. The current index is http://www.treasury.gov/
High-Balance Mortgages allow for higher loan limits beyond the $417,000 conforming limit up to $625,500 for high-cost areas as determined by the Federal Finance Agency (FHFA). These higher limits are designed to make home ownership more affordable in areas with the highest home prices and are typically priced below jumbo mortgage loan.
The index (for 5/5 product) is the auction average of short term U.S. government bills with a 26 week maturity, as made available by the Federal Reserve. The caps are 2% annually and 5% lifetime based on the initial rate. The current index is http://www.fedprimerate.com/
Please contact one of our loan representatives at 650-367-8940 to get a more exact rate.
5/5 product APRs are based on the following:

  • Conforming: Loan amount of $417,000.00
  • Jumbo: Loan amount of $850,000.00
  • Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.

Skontaktuj się z Twoim Lokalnym Doradcą Kredytowym

  • Call Us
    • CALIFORNIA(650) 367-8940
    • CONNECTICUT(860) 223-0200
    • EMAIL US