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1. APR (Annual Percentage Rate). Auto rates as low as 2.25% APR (floor rate) effective 02/01/2016 require Automatic Transfer Payments, otherwise rate is .50% (50 basis points) higher; subject to change without notice. Polam offers a range of base rates and discounts that depend on factors such as credit history, loan term, purchase channel, Polam account and loan balances, program designation, vehicle age, and payment type. Actual rates are disclosed to approved applicants in writing prior to loan consummation and may be as high as 12.00% APR. To learn more about rates, terms and available discounts, call (650) 367-8940, visit PolamFCU.com, or visit any Polam branch. Loan payment example: $14.86 per month for each $1,000 borrowed at 2.25% APR for 72 months.
2. All loans are subject to credit approval, restrictions apply, rates are subject to change. Loans are offered on a limited-time basis and can be withdrawn or modified at any time without notice.
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