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Membership Rewards Program

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 6.50% *APR
5 Year Fixed Rate from 7.50% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
12 month CD1 2.25% **APY
24 month CD1 2.75% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 6.25% *APR
Used Auto Up to 72 months 7.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

News & Articles

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    If you’re a homeowner, you know this to be true: When looking for a home to buy, you’re not just choosing a house – you’re also choosing a neighborhood. The location of your future home plays an important role in your home buying experience; for example, if you have children that attend public school, where …
  • Is It Time to Trade in Your Car
    When it comes to your car, you want it in tip-top shape for safety reasons. However, as cars age and obtain more miles, they also depreciate, and you might end up spending more and more money on maintenance and repairs as the years carry on. So, when should you consider trading in your current car …
  • College Life and Finances – Making the Most of Your Money
    If you’re a college student or have attended college in the past, you know that it can be a very exciting time, and time for growth. However, college also comes with costs beyond mere tuition – room and board, books, dining plans or groceries, and so on. Not all college students work – many receive …