{"id":4434,"date":"2021-06-24T15:17:33","date_gmt":"2021-06-24T22:17:33","guid":{"rendered":"https:\/\/polamfcu.com\/pozyczki\/mortgage-loans\/"},"modified":"2022-02-28T15:02:18","modified_gmt":"2022-02-28T23:02:18","slug":"kredyty-hipoteczne","status":"publish","type":"page","link":"https:\/\/polamfcu.com\/pl\/pozyczki\/kredyty-hipoteczne\/","title":{"rendered":"Kredyty Hipoteczne"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\" id=\"kredyty-hipoteczne\">Kredyty Hipoteczne<\/h2>\n\n\n\n<h3 class=\"has-text-align-center textgray mb-3 wp-block-heading\" id=\"porownaj-kredyty-hipoteczne\">Por\u00f3wnaj kredyty hipoteczne<\/h3>\n\n\n\n<figure class=\"wp-block-table table  table-striped table-grey mb-5\"><table><tbody><tr><th width=\"50%\">Ze sta\u0142\u0105 rat\u0105  <sup>1<\/sup> <br>konwencjonalne<\/th><th width=\"50%\">Z regulowan\u0105 stop\u0105 procentow\u0105 (ARM)<sup>1<\/sup> <br> konwencjonalne<\/th><\/tr>\n<tr><td colspan=\"2\"><strong>Opcje okres\u00f3w<\/strong><\/td><\/tr><tr><td>do 15 lat<\/td><td>do 30 lat<\/td><\/tr>\n<tr><td colspan=\"2\"><strong>Dost\u0119pne cele kredytu<\/strong><\/td><\/tr><tr><td>zakup \/ przefinansowanie<\/td><td>zakup \/ przefinansowanie<\/td><\/tr>\n\n<tr><td colspan=\"2\"><strong>Maksymalna wysoko\u015b\u0107 kredytu do warto\u015bci<\/strong><\/td><\/tr><tr><td>do 80%<br> wycenionej warto\u015bci<\/td><td>do 80%<br> wycenionej warto\u015bci<\/td><\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"textgray mb-3 wp-block-heading\" id=\"korzysci\">Korzy\u015bci<\/h3>\n\n\n\n<ul class=\"styled-list wp-block-list\"><li>Prosty proces aplikacyjny<\/li><li>Wst\u0119pna kwalifikacja do transakcji zakupu<\/li><li>Konkurencyjne oprocentowanie<\/li><li>Niskie koszty ca\u0142kowitej sp\u0142aty kredytu<\/li><li>Bez punkt\u00f3w czy kary za przedterminow\u0105 sp\u0142at\u0119<\/li><\/ul>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-499968f5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/onlineapplication.wolterskluwer.com\/ola\/servlet\/SmartForm.html?formCode=mortgageapplication&amp;clientID=17465PolamFederalCreditUnion\" target=\"_blank\" rel=\"noreferrer noopener\">Wype\u0142nij wniosek<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<p class=\"textgray\" style=\"font-size:14px\">Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NLMS ID Number is 853793.<\/p>\n\n\n\n<ol class=\"textgray wp-block-list\" style=\"font-size:14px\"><li>All loans are subject to credit approval.<\/li><li>APRs are based on the following:<\/li><\/ol>\n\n\n\n<ul class=\"textgray small-gray-list wp-block-list\" style=\"font-size:14px\"><li>Conforming (except 5\/5 ARM products): Loan amount of $417,000.00 + closing costs<\/li><li>High Balance Loan amount of $625,500.00 + closing costs<\/li><li>Jumbo (except 5\/5 ARM products): Loan amount of $850,000.00 + closing costs<\/li><li>Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. <\/li><li>Under certain circumstances, a 30-day rate lock may not be available.<\/li><\/ul>\n\n\n\n<p><a href=\"https:\/\/polamfcu.com\/pl\/pozyczki\/kredyty-hipoteczne\/\">View Page<\/a><\/p>\n\n\n\n<p class=\"textgray\" style=\"font-size:14px\">Rate shown at 80% loan-to-value (LTV), owner-occupied refinance or purchase with excellent credit. Your rate may be different than what is shown.<\/p>\n\n\n\n<p class=\"textgray\" style=\"font-size:14px\">High-Balance Mortgages allow for higher loan limits beyond the $417,000 conforming limit up to $625,500 for high-cost areas as determined by the Federal Finance Agency (FHFA). These higher limits are designed to make home ownership more affordable in areas with the highest home prices and are typically priced below jumbo mortgage loan.<\/p>\n\n\n\n<p class=\"textgray\" style=\"font-size:14px\">Please contact one of our loan representatives at 650-367-8940 to get a more exact rate.<br>5\/5 product APRs are based on the following:<\/p>\n\n\n\n<ul class=\"textgray small-gray-list wp-block-list\" style=\"font-size:14px\"><li>Conforming: Loan amount of $417,000.00<\/li><li>Jumbo: Loan amount of $850,000.00<\/li><li>Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.<\/li><\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Kredyty Hipoteczne Por\u00f3wnaj kredyty hipoteczne Ze sta\u0142\u0105 rat\u0105 1 konwencjonalne Z regulowan\u0105 stop\u0105 procentow\u0105 (ARM)1 konwencjonalne Opcje okres\u00f3w do 15 lat do 30 lat Dost\u0119pne cele kredytu zakup \/ przefinansowanie zakup \/ przefinansowanie Maksymalna wysoko\u015b\u0107 kredytu do warto\u015bci do 80% wycenionej warto\u015bci do 80% wycenionej warto\u015bci Korzy\u015bci Prosty proces aplikacyjny Wst\u0119pna kwalifikacja do transakcji zakupu &#8230; <\/p>\n<div class=\"read-more-box\"><a class=\"btn\" \n href=\"https:\/\/polamfcu.com\/pl\/pozyczki\/kredyty-hipoteczne\/\">Continue reading<\/a><\/div>\n","protected":false},"author":1,"featured_media":4435,"parent":4326,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-4434","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Kredyty Hipoteczne - Polam Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polamfcu.com\/pl\/pozyczki\/kredyty-hipoteczne\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Kredyty Hipoteczne - Polam Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"Kredyty Hipoteczne Por\u00f3wnaj kredyty hipoteczne Ze sta\u0142\u0105 rat\u0105 1 konwencjonalne Z regulowan\u0105 stop\u0105 procentow\u0105 (ARM)1 konwencjonalne Opcje okres\u00f3w do 15 lat do 30 lat Dost\u0119pne cele kredytu zakup \/ przefinansowanie zakup \/ przefinansowanie Maksymalna wysoko\u015b\u0107 kredytu do warto\u015bci do 80% wycenionej warto\u015bci do 80% wycenionej warto\u015bci Korzy\u015bci Prosty proces aplikacyjny Wst\u0119pna kwalifikacja do transakcji zakupu ... 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