{"id":4487,"date":"2021-06-21T12:26:10","date_gmt":"2021-06-21T19:26:10","guid":{"rendered":"https:\/\/polamfcu.com\/strona-glowna\/resources\/"},"modified":"2025-07-02T15:17:34","modified_gmt":"2025-07-02T22:17:34","slug":"zasoby","status":"publish","type":"page","link":"https:\/\/polamfcu.com\/pl\/strona-glowna\/zasoby\/","title":{"rendered":"Zasoby"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Zasoby<\/h2>\n\n\n\n<div class=\"accordion\" id=\"accordionResources\">\n  <div class=\"card\">\n    <div class=\"card-header\" id=\"headingOne\">\n      <h2 class=\"mb-0\">\n        <button class=\"btn btn-link btn-block text-left collapsed\" type=\"button\" data-toggle=\"collapse\" data-target=\"#collapseOne\" aria-expanded=\"false\" aria-controls=\"collapseOne\">Contact Us <i class=\"fas fa-chevron-up\"><\/i><\/button>\n      <\/h2>\n    <\/div>\n    <div id=\"collapseOne\" class=\"collapse\" aria-labelledby=\"headingOne\" data-parent=\"#accordionResources\">\n      <div class=\"card-body\">\n        <p>At Polam Federal Credit Union we are focused on providing our members with the highest quality in service. Whether you have a general banking question or need assistance with your online banking account we are here to help.<\/p>\n            <div class=\"location-box\">\n              <h3>Main Office \u2013 California<\/h3>\n              <hr>\n              <div class=\"row\">\n                <div class=\"col-md-4\">\n                  <p><strong>Polam FCU<\/strong><br>\n                  770 Marshall Street<br>\n                  Redwood City,<br>\n                CA 94063<\/p>\n                <\/div>\n                <div class=\"col-md-4\">\n                  <p>Ph: <a href=\"tel:6503678940\">(650) 367-8940<\/a><br>\n                  Fx: (650) 367-8945<\/p>\n                <\/div>\n                <div class=\"col-md-4\">\n                  <p><small><a href=\"mailto:polam@polamfcu.com\">polam@polamfcu.com<\/a><\/small><\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n            <div class=\"location-box\">\n              <h3>Lone Tree Office &#8211; Colorado<\/h3>\n              <hr>\n              <div class=\"row\">\n                <div class=\"col-md-4\">\n                  <p><strong>Polam FCU<\/strong><br>\n                    9227 E Lincoln Ave #200 Lone Tree,<br>\n                CO 80124<\/p>\n                <\/div>\n                <div class=\"col-md-4\">\n                  <p>Ph: <a href=\"tel:3034392888\">(303) 439-2888<\/a><br>\n                  Fx: (303) 974-5580<\/p>\n                <\/div>\n                <div class=\"col-md-4\">\n                  <p><small><a href=\"mailto:polam@polamfcu.com\">polam@polamfcu.com<\/a><\/small><\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n            <div class=\"location-box\">\n              <h3>New Britain Office \u2013 Connecticut<\/h3>\n              <hr>\n              <div class=\"row\">\n                <div class=\"col-md-4\">\n                  <p><strong>Polam FCU<\/strong><br>\n                  55 Broad Street<br>New Britain,<br>\n                CT 06053<\/p>\n                <\/div>\n                <div class=\"col-md-4\">\n                  <p>Ph: <a href=\"tel:8602230200\">(860) 223-0200<\/a><br>\n                  Fx: (860) 223-0202<\/p>\n                <\/div>\n                <div class=\"col-md-4\">\n                  <p><small><a href=\"mailto:polam@polamfcu.com\">polam@polamfcu.com<\/a><\/small><\/p>\n                <\/div>\n              <\/div>\n            <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n  <div class=\"card\">\n    <div class=\"card-header\" id=\"headingTwo\">\n      <h2 class=\"mb-0\">\n        <button class=\"btn btn-link btn-block text-left collapsed\" type=\"button\" data-toggle=\"collapse\" data-target=\"#collapseTwo\" aria-expanded=\"false\" aria-controls=\"collapseTwo\">Report Lost or Stolen Visa Credit Card or Debit Card <i class=\"fas fa-chevron-up\"><\/i><\/button>\n      <\/h2>\n    <\/div>\n    <div id=\"collapseTwo\" class=\"collapse\" aria-labelledby=\"headingTwo\" data-parent=\"#accordionResources\">\n      <div class=\"card-body\">\n        <p><strong>During Business Hours<\/strong><br>\n        To report a lost or stolen VISA Credit Card or Debit Card, please call<\/p>\n        <p><a href=\"tel:6503678940\">(650) 367-8940<\/a> for California or<a href=\"tel:8602230200\"> (860) 223-0200<\/a> for Connecticut<\/p>\n        <p><strong>After Business Hours<\/strong><br>\n        To report a lost or stolen VISA Credit Card, please call (855) 349-1394<\/p>\n        <p>For lost or stolen VISA Debit and ATM Cards, please call (800) 554-8969<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n  <div class=\"card\">\n    <div class=\"card-header\" id=\"headingThree\">\n      <h2 class=\"mb-0\">\n        <button class=\"btn btn-link btn-block text-left collapsed\" type=\"button\" data-toggle=\"collapse\" data-target=\"#collapseThree\" aria-expanded=\"false\" aria-controls=\"collapseThree\">Protect your Financial Information <i class=\"fas fa-chevron-up\"><\/i><\/button>\n      <\/h2>\n    <\/div>\n    <div id=\"collapseThree\" class=\"collapse\" aria-labelledby=\"headingThree\" data-parent=\"#accordionResources\">\n      <div class=\"card-body\">\n        <p>Polam Federal Credit Union places a large focus on ensuring your financial information is protected.<br>\n        We have also taken the assignment of ensuring our members are educated on how to do the same.<\/p>\n        <p><strong>Below are a few tips to help safeguard your information:<\/strong><br><\/p>\n        <ul>\n<li>Set up Online Banking to review your transactions regularly.<\/li>\n        <li>Always properly log out of your online banking account when you are completed with your transactions.<\/li>\n        <li>Ensure your antivirus software is up to date<\/li>\n        <li>Properly shred all financial statements before throwing away<\/li>\n        <li>Take precautions when entering information on a website you do not trust<\/li>\n<\/ul>\n      <\/div>\n    <\/div>\n  <\/div>\n  <div class=\"card\">\n    <div class=\"card-header\" id=\"headingFour\">\n      <h2 class=\"mb-0\">\n        <button class=\"btn btn-link btn-block text-left collapsed\" type=\"button\" data-toggle=\"collapse\" data-target=\"#collapseFour\" aria-expanded=\"false\" aria-controls=\"collapseFour\">Wire Information <i class=\"fas fa-chevron-up\"><\/i><\/button>\n      <\/h2>\n    <\/div>\n    <div id=\"collapseFour\" class=\"collapse\" aria-labelledby=\"headingFour\" data-parent=\"#accordionResources\">\n      <div class=\"card-body\">\n        <p><strong>ACH:<\/strong><br>\n        For all incoming ACH transfers:<\/p>\n        <p>Polam Federal Credit Union<br>\n        770 Marshall Street<br>\n        Redwood City, CA 94063<br>\n        ABA\/Routing #: 321076292<br>\n        Member\u2019s Name<br>\n        Account Number<\/p>\n        <p><strong>Incoming Wires<\/strong><br>\n        Incoming wire transfers to Polam should be directed as follows: <a href=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/02\/Incoming-Wire-Instructions.pdf\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" style=\"max-width:33px!important;\" class=\"alignnone wp-image-671\" src=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/02\/PDF_Icon-128x128-1.png\" alt=\"128x128-pdf\" srcset=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/02\/PDF_Icon-128x128-1.png 128w, https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/02\/PDF_Icon-128x128-1.png 125w\" sizes=\"auto, (max-width: 33px) 100vw, 33px\" width=\"33\" height=\"33\"><\/a><\/p>\n        <p>Receiver Bank Information:<br>\n        CATALYST CORPORATE FEDERAL CREDIT UNION<br>\n        ABA# 311990511<br>\n        SWIFT# CCFDUS41<br>\n        ADDRESS: 6801 Parkwood Blvd., Plano TX 75024<br>\n        TO CREDIT:<br>\n        Polam Federal Credit Union<br>\n        ACCT # 321076292-005<\/p>\n        <hr>\n        <p><strong>Outgoing Wires<\/strong><br>\n        You will need the following information to transfer funds from your Polam account to any other financial institution within the United States.<\/p>\n        <ul>\n        <li>Beneficiary\u2019s Name and Account Number<\/li>\n        <li>Receiving Institution Name and Address<\/li>\n        <li>Routing Number of Receiving Institution<\/li>\n        <\/ul>\n        <p>Outgoing wire transfers to Polam should be directed as follows: <a href=\"\/wp-content\/uploads\/2025\/07\/Polam-Outgoing-wire-2025V2.pdf\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-671\" src=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/02\/PDF_Icon-128x128-1.png\" alt=\"128x128-pdf\" srcset=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/02\/PDF_Icon-128x128-1.png 128w, https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/02\/PDF_Icon-128x128-1.png 125w\" sizes=\"auto, (max-width: 33px) 100vw, 33px\" width=\"33\" height=\"33\" style=\"max-width:33px!important;\"><\/a><\/p>\n        <hr>\n        <p><strong>Polam&nbsp;&nbsp; \u2013 Western Union<\/strong><\/p>\n        <p>Domestic and International Money Transfer <a href=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/02\/POLAM-WESTER-UNION-MONEY-TRANSFER.pdf\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" loading=\"lazy\" class=\"alignnone wp-image-671\" src=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/02\/PDF_Icon-128x128-1.png\" alt=\"128x128-pdf\" srcset=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/02\/PDF_Icon-128x128-1.png 128w, https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/02\/PDF_Icon-128x128-1.png 125w\" sizes=\"auto, (max-width: 33px) 100vw, 33px\" width=\"33\" height=\"33\" style=\"max-width:33px!important;\"><\/a><\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n  <div class=\"card\">\n    <div class=\"card-header\" id=\"headingFive\">\n      <h2 class=\"mb-0\">\n        <button class=\"btn btn-link btn-block text-left collapsed\" type=\"button\" data-toggle=\"collapse\" data-target=\"#collapseFive\" aria-expanded=\"false\" aria-controls=\"collapseFive\">Schedule of fees <i class=\"fas fa-chevron-up\"><\/i><\/button>\n      <\/h2>\n    <\/div>\n    <div id=\"collapseFive\" class=\"collapse\" aria-labelledby=\"headingFive\" data-parent=\"#accordionResources\">\n      <div class=\"card-body\">\n<strong>Charges to member\u2019s account in connection with their shares and draft program are as follows<\/strong>\n        <table class=\"table table-striped\"><tbody><tr><td>Overdraft dishonored and returned<\/td><td>$ 25.00<\/td><\/tr><tr><td>Overdraft fee per each item (first five each month are free)<\/td><td>$ 10.00<\/td><\/tr><tr><td>Overdraft honored fee<\/td><td>$ 20.00<\/td><\/tr><tr><td>Returned item fee<\/td><td>$ 25.00<\/td><\/tr><tr><td>Stop payment fee<\/td><td>$ 15.00<\/td><\/tr><tr><td>Stop payment done on the day of clearing<\/td><td>$ 20.00<\/td><\/tr><tr><td>Copy of statements per page<\/td><td>$ 1.00<\/td><\/tr><tr><td>Copy of checks (first three are free)<\/td><td>$ 2.00<\/td><\/tr><tr><td>Account closing fee<\/td><td>$ 10.00<\/td><\/tr><tr><td>Reconciliation of account \/ Account research<\/td><td>$ 25.00 \/ hour<\/td><\/tr><tr><td>Compliance with legal order<\/td><td>$ 20.00<\/td><\/tr><tr><td>Special handling \/ Manual entry<\/td><td>$ 5.00<\/td><\/tr><tr><td>IRA annual maintenance fee<\/td><td>$ 20.00<\/td><\/tr><tr><td>Wire transfer fee- Domestic<\/td><td>$ 30.00<\/td><\/tr><tr><td>Wire transfer fee- International<\/td><td>$ 45.00<\/td><\/tr><tr><td>Change of address-unless member notifies the Credit Union<\/td><td>$ 2.00<\/td><\/tr><tr><td>Written verification of account or credit rating<\/td><td>$ 5.00<\/td><\/tr><tr><td>Cashier&#8217;s check<\/td><td>$ 5.00<\/td><\/tr><tr><td>Money Order<\/td><td>$ 2.00<\/td><\/tr><tr><td>Temporary counter checks (no charge with account opening)<\/td><td>$ 3.00<\/td><\/tr><tr><td>Check orders will be charged according to printing fees<\/td><td><\/td><\/tr><tr><td>Notice of escheat<\/td><td>$ 2.00<\/td><\/tr><tr><td>Dormant account fee \u2013 Checking after 6 months<\/td><td>$ 10.00 \/ year<\/td><\/tr><tr><td>Dormant account fee \u2013 Savings after 12 months<\/td><td>$ 10.00 \/ year<\/td><\/tr><tr><td>Collection items<\/td><td>$ 20.00<\/td><\/tr><tr><td>Visa\/Debit card annual fee (per card)<\/td><td>$ 20.00<\/td><\/tr><tr><td>Visa\/Debit replacement<\/td><td>$ 20.00<\/td><\/tr><tr><td>Visa Credit Card replacement<\/td><td>$ 20.00<\/td><\/tr><tr><td>Visa Credit Card annual fee<\/td><td>$ 20.00<\/td><\/tr><tr><td>Western Union processing fees vary on amount being sent<\/td><td>$ 20.00 \u2013 $ 45.00<\/td><\/tr><tr><td>Consumer loan application<\/td><td>$ 100.00<\/td><\/tr><tr><td>Mortgage loan application<\/td><td>$ 450.00<\/td><\/tr><tr><td>Title lien release<\/td><td>$ 25.00<\/td><\/tr><\/tbody><\/table>\n      <\/div>\n    <\/div>\n  <\/div>\n  <div class=\"card\">\n    <div class=\"card-header\" id=\"headingSix\">\n      <h2 class=\"mb-0\">\n        <button class=\"btn btn-link btn-block text-left collapsed\" type=\"button\" data-toggle=\"collapse\" data-target=\"#collapseSix\" aria-expanded=\"false\" aria-controls=\"collapseSix\">Financial Education <i class=\"fas fa-chevron-up\"><\/i><\/button>\n      <\/h2>\n    <\/div>\n    <div id=\"collapseSix\" class=\"collapse\" aria-labelledby=\"headingSix\" data-parent=\"#accordionResources\">\n      <div class=\"card-body\">\n        <p>At Polam Federal Credit Union we believe an education is one of the most valuable investments you can make.<\/p>\n        <p>Here are some helpful links to get you started:<\/p>\n        <p><a href=\"https:\/\/studentaid.gov\/h\/apply-for-aid\/fafsa\">Federal Student Aid of FAFSA<\/a><br>\n        <a href=\"https:\/\/www.csac.ca.gov\/\">Cal Grants<\/a><br>\n        <a href=\"https:\/\/www2.ed.gov\/programs\/fpg\/index.html\">Pell Grants<\/a><\/p>\n        <p><i>For more information on how to finance your education please contact Polam Federal Credit Union at (650) 367-8940,<\/i><\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Zasoby Contact Us At Polam Federal Credit Union we are focused on providing our members with the highest quality in service. Whether you have a general banking question or need assistance with your online banking account we are here to help. Main Office \u2013 California Polam FCU 770 Marshall Street Redwood City, CA 94063 Ph: &#8230; <\/p>\n<div class=\"read-more-box\"><a class=\"btn\" \n href=\"https:\/\/polamfcu.com\/pl\/strona-glowna\/zasoby\/\">Continue reading<\/a><\/div>\n","protected":false},"author":1,"featured_media":4488,"parent":4090,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-4487","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Zasoby - Polam Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polamfcu.com\/pl\/strona-glowna\/zasoby\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Zasoby - Polam Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"Zasoby Contact Us At Polam Federal Credit Union we are focused on providing our members with the highest quality in service. 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