{"id":2840,"date":"2023-01-02T04:26:00","date_gmt":"2023-01-02T12:26:00","guid":{"rendered":"https:\/\/polamfcu.com\/?p=2840"},"modified":"2023-01-11T07:41:16","modified_gmt":"2023-01-11T15:41:16","slug":"reflecting-back-on-your-2022-financial-goals","status":"publish","type":"post","link":"https:\/\/polamfcu.com\/pl\/blog\/reflecting-back-on-your-2022-financial-goals\/","title":{"rendered":"Reflecting Back on Your 2022 Financial Goals"},"content":{"rendered":"<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-3816 img-responsive\" src=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2018\/12\/Reflecting-Back-on-Your-2021-Financial-Goals.jpg\" alt=\"\" \/><\/p>\n<p>Ask anyone \u2013 when you think about New Year\u2019s resolutions, improving your finances and money management is always on the top of the list. Perhaps you had a particularly successful 2022, or maybe this year knocked you down a few pegs when it came to your bank balance. Regardless of your current status, there are boundless ways you can incorporate financial improvement into your resolutions for 2023.<\/p>\n<p>However, there\u2019s no quick fix or simple solution that will magically make your financial resolutions come to fruition. These resolutions are goals \u2013 both big and little \u2013 as you develop the steps each day to achieve these goals. Here are some of our favorite tips to help get your financial life on track.<\/p>\n<ul>\n<li>Take the time to look back on your achievements this year. When it comes to money, most people immediately think about the negatives. Instead of falling into that trap, reflect on the financial goals you\u2019ve achieved over the last year. Take a minute to jot down three financial successes you had in 2022, whether it was opening an IRA or paying off debt or even something as small as setting up bill pay, and consider how you could improve on the successes you had.<\/li>\n<\/ul>\n<ul>\n<li>What goals do you want to make in 2023? It\u2019s important to determine your financial goals for the new year sooner rather than later, giving you more time to map out how you\u2019re going to achieve them. Do you want to plan a vacation this coming summer? Have you thought about making renovations on your home? Start by creating a budget (or updating your current one) and making sure you stick with it. You can find budget planning spreadsheets online, which can help keep your numbers organized.<\/li>\n<\/ul>\n<ul>\n<li>Plan ahead as much as possible. Financial road bumps happen. It could be an unexpected hospital visit, a car accident, or even job loss. If you haven\u2019t opened one of Polam\u2019s Savings accounts, visit our branch and we\u2019ll get you started. From there you can set up automatic transfers from your checking account to your savings accounts, and keep contributing to it as much as possible. Your savings can make a world of difference when the worst unexpectedly happens.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Ask anyone \u2013 when you think about New Year\u2019s resolutions, improving your finances and money management is always on the top of the list. Perhaps you had a particularly successful 2022, or maybe this year knocked you down a few pegs when it came to your bank balance. Regardless of your current status, there are &#8230; <\/p>\n<div class=\"read-more-box\"><a class=\"btn\" \n href=\"https:\/\/polamfcu.com\/pl\/blog\/reflecting-back-on-your-2022-financial-goals\/\">Continue reading<\/a><\/div>\n","protected":false},"author":1,"featured_media":5628,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-2840","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Reflecting Back on Your 2022 Financial Goals - Polam Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Reflecting Back on Your 2022 Financial Goals - Polam Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"Ask anyone \u2013 when you think about New Year\u2019s resolutions, improving your finances and money management is always on the top of the list. Perhaps you had a particularly successful 2022, or maybe this year knocked you down a few pegs when it came to your bank balance. Regardless of your current status, there are ... Continue reading\" \/>\n<meta property=\"og:url\" content=\"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/\" \/>\n<meta property=\"og:site_name\" content=\"Polam Federal Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/polamcu\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-02T12:26:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-01-11T15:41:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2023\/01\/Reflecting_Back_on_Your_2022_Financial_Goals.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"801\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napisane przez\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Szacowany czas czytania\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuty\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/reflecting-back-on-your-2022-financial-goals\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/reflecting-back-on-your-2022-financial-goals\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#\\\/schema\\\/person\\\/d6519927724d85721225cc4961cfe4d4\"},\"headline\":\"Reflecting Back on Your 2022 Financial Goals\",\"datePublished\":\"2023-01-02T12:26:00+00:00\",\"dateModified\":\"2023-01-11T15:41:16+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/reflecting-back-on-your-2022-financial-goals\\\/\"},\"wordCount\":378,\"publisher\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/reflecting-back-on-your-2022-financial-goals\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polamfcu.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Reflecting_Back_on_Your_2022_Financial_Goals.jpg\",\"articleSection\":[\"Blog\"],\"inLanguage\":\"pl-PL\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/reflecting-back-on-your-2022-financial-goals\\\/\",\"url\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/reflecting-back-on-your-2022-financial-goals\\\/\",\"name\":\"Reflecting Back on Your 2022 Financial Goals - Polam Federal Credit Union\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/reflecting-back-on-your-2022-financial-goals\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/reflecting-back-on-your-2022-financial-goals\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polamfcu.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Reflecting_Back_on_Your_2022_Financial_Goals.jpg\",\"datePublished\":\"2023-01-02T12:26:00+00:00\",\"dateModified\":\"2023-01-11T15:41:16+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/reflecting-back-on-your-2022-financial-goals\\\/#breadcrumb\"},\"inLanguage\":\"pl-PL\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/polamfcu.com\\\/blog\\\/reflecting-back-on-your-2022-financial-goals\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pl-PL\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/reflecting-back-on-your-2022-financial-goals\\\/#primaryimage\",\"url\":\"https:\\\/\\\/polamfcu.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Reflecting_Back_on_Your_2022_Financial_Goals.jpg\",\"contentUrl\":\"https:\\\/\\\/polamfcu.com\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/Reflecting_Back_on_Your_2022_Financial_Goals.jpg\",\"width\":1200,\"height\":801},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/reflecting-back-on-your-2022-financial-goals\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\",\"item\":\"https:\\\/\\\/polamfcu.com\\\/pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Reflecting Back on Your 2022 Financial Goals\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#website\",\"url\":\"https:\\\/\\\/polamfcu.com\\\/\",\"name\":\"Polam Federal Credit Union\",\"description\":\"Federal Credit Union\",\"publisher\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#organization\"},\"alternateName\":\"Polam FCU\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/polamfcu.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pl-PL\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#organization\",\"name\":\"Polam Federal Credit Union\",\"alternateName\":\"Polam FCU\",\"url\":\"https:\\\/\\\/polamfcu.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pl-PL\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/polamfcu.com\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/logo.png\",\"contentUrl\":\"https:\\\/\\\/polamfcu.com\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/logo.png\",\"width\":228,\"height\":81,\"caption\":\"Polam Federal Credit Union\"},\"image\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/polamcu\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/polam-federal-credit-union\",\"https:\\\/\\\/www.instagram.com\\\/polamfcu\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#\\\/schema\\\/person\\\/d6519927724d85721225cc4961cfe4d4\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pl-PL\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fb6583b03465f07e3a582dafbb746ba8cddf2044e2fc8e310840c421e2374daa?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fb6583b03465f07e3a582dafbb746ba8cddf2044e2fc8e310840c421e2374daa?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fb6583b03465f07e3a582dafbb746ba8cddf2044e2fc8e310840c421e2374daa?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\\\/\\\/polamfcu.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Reflecting Back on Your 2022 Financial Goals - Polam Federal Credit Union","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/","og_locale":"pl_PL","og_type":"article","og_title":"Reflecting Back on Your 2022 Financial Goals - Polam Federal Credit Union","og_description":"Ask anyone \u2013 when you think about New Year\u2019s resolutions, improving your finances and money management is always on the top of the list. Perhaps you had a particularly successful 2022, or maybe this year knocked you down a few pegs when it came to your bank balance. Regardless of your current status, there are ... Continue reading","og_url":"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/","og_site_name":"Polam Federal Credit Union","article_publisher":"https:\/\/www.facebook.com\/polamcu","article_published_time":"2023-01-02T12:26:00+00:00","article_modified_time":"2023-01-11T15:41:16+00:00","og_image":[{"width":1200,"height":801,"url":"https:\/\/polamfcu.com\/wp-content\/uploads\/2023\/01\/Reflecting_Back_on_Your_2022_Financial_Goals.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Napisane przez":"admin","Szacowany czas czytania":"2 minuty"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/#article","isPartOf":{"@id":"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/"},"author":{"name":"admin","@id":"https:\/\/polamfcu.com\/#\/schema\/person\/d6519927724d85721225cc4961cfe4d4"},"headline":"Reflecting Back on Your 2022 Financial Goals","datePublished":"2023-01-02T12:26:00+00:00","dateModified":"2023-01-11T15:41:16+00:00","mainEntityOfPage":{"@id":"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/"},"wordCount":378,"publisher":{"@id":"https:\/\/polamfcu.com\/#organization"},"image":{"@id":"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/#primaryimage"},"thumbnailUrl":"https:\/\/polamfcu.com\/wp-content\/uploads\/2023\/01\/Reflecting_Back_on_Your_2022_Financial_Goals.jpg","articleSection":["Blog"],"inLanguage":"pl-PL"},{"@type":"WebPage","@id":"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/","url":"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/","name":"Reflecting Back on Your 2022 Financial Goals - Polam Federal Credit Union","isPartOf":{"@id":"https:\/\/polamfcu.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/#primaryimage"},"image":{"@id":"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/#primaryimage"},"thumbnailUrl":"https:\/\/polamfcu.com\/wp-content\/uploads\/2023\/01\/Reflecting_Back_on_Your_2022_Financial_Goals.jpg","datePublished":"2023-01-02T12:26:00+00:00","dateModified":"2023-01-11T15:41:16+00:00","breadcrumb":{"@id":"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/#breadcrumb"},"inLanguage":"pl-PL","potentialAction":[{"@type":"ReadAction","target":["https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/"]}]},{"@type":"ImageObject","inLanguage":"pl-PL","@id":"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/#primaryimage","url":"https:\/\/polamfcu.com\/wp-content\/uploads\/2023\/01\/Reflecting_Back_on_Your_2022_Financial_Goals.jpg","contentUrl":"https:\/\/polamfcu.com\/wp-content\/uploads\/2023\/01\/Reflecting_Back_on_Your_2022_Financial_Goals.jpg","width":1200,"height":801},{"@type":"BreadcrumbList","@id":"https:\/\/polamfcu.com\/blog\/reflecting-back-on-your-2022-financial-goals\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"","item":"https:\/\/polamfcu.com\/pl\/"},{"@type":"ListItem","position":2,"name":"Reflecting Back on Your 2022 Financial Goals"}]},{"@type":"WebSite","@id":"https:\/\/polamfcu.com\/#website","url":"https:\/\/polamfcu.com\/","name":"Polam Federal Credit Union","description":"Federal Credit Union","publisher":{"@id":"https:\/\/polamfcu.com\/#organization"},"alternateName":"Polam FCU","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/polamfcu.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pl-PL"},{"@type":"Organization","@id":"https:\/\/polamfcu.com\/#organization","name":"Polam Federal Credit Union","alternateName":"Polam FCU","url":"https:\/\/polamfcu.com\/","logo":{"@type":"ImageObject","inLanguage":"pl-PL","@id":"https:\/\/polamfcu.com\/#\/schema\/logo\/image\/","url":"https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/11\/logo.png","contentUrl":"https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/11\/logo.png","width":228,"height":81,"caption":"Polam Federal Credit Union"},"image":{"@id":"https:\/\/polamfcu.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/polamcu","https:\/\/www.linkedin.com\/company\/polam-federal-credit-union","https:\/\/www.instagram.com\/polamfcu\/"]},{"@type":"Person","@id":"https:\/\/polamfcu.com\/#\/schema\/person\/d6519927724d85721225cc4961cfe4d4","name":"admin","image":{"@type":"ImageObject","inLanguage":"pl-PL","@id":"https:\/\/secure.gravatar.com\/avatar\/fb6583b03465f07e3a582dafbb746ba8cddf2044e2fc8e310840c421e2374daa?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/fb6583b03465f07e3a582dafbb746ba8cddf2044e2fc8e310840c421e2374daa?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fb6583b03465f07e3a582dafbb746ba8cddf2044e2fc8e310840c421e2374daa?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/polamfcu.com"]}]}},"_links":{"self":[{"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/posts\/2840","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/comments?post=2840"}],"version-history":[{"count":1,"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/posts\/2840\/revisions"}],"predecessor-version":[{"id":5627,"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/posts\/2840\/revisions\/5627"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/media\/5628"}],"wp:attachment":[{"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/media?parent=2840"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/categories?post=2840"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/tags?post=2840"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}