{"id":3160,"date":"2020-03-21T19:40:48","date_gmt":"2020-03-21T19:40:48","guid":{"rendered":"https:\/\/polamfcu.com\/?p=3160"},"modified":"2020-03-21T19:40:48","modified_gmt":"2020-03-21T19:40:48","slug":"helpful-financial-lessons-for-your-teenager","status":"publish","type":"post","link":"https:\/\/polamfcu.com\/pl\/blog\/helpful-financial-lessons-for-your-teenager\/","title":{"rendered":"Helpful Financial Lessons for Your Teenager"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"338\" class=\"aligncenter size-full wp-image-3161 img-responsive\" src=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2020\/03\/Helpful-Financial-Lessons-for-Your-Teenager.jpg\" alt=\"\" srcset=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2020\/03\/Helpful-Financial-Lessons-for-Your-Teenager.jpg 800w, https:\/\/polamfcu.com\/wp-content\/uploads\/2020\/03\/Helpful-Financial-Lessons-for-Your-Teenager-300x127.jpg 300w, https:\/\/polamfcu.com\/wp-content\/uploads\/2020\/03\/Helpful-Financial-Lessons-for-Your-Teenager-768x324.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>As a parent, you\u2019re probably used to your children asking you for things from the minute they start talking. It\u2019s your job to make sure they\u2019re taken care of &#8211; healthy food, an education, a comforting home, all the proper amenities, and so forth. However, as your children continue to get older, they\u2019re going to start asking for different things &#8211; such as money and more expensive hobbies and activities. Teaching your teenager about the value of money and how to make a dollar stretch is one of the most important lessons they can take into adulthood.<\/p>\n<p>&nbsp;<\/p>\n<p>If you\u2019re looking for ways to ensure your teenager grows into a fiscally responsible adult, here are a few ways you can get started.<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>Give them hands-on experience.\u00a0 <\/strong>There are plenty of \u201cadult\u201d tasks that your teenager can help with so they can develop the tools to manage those tasks after they\u2019ve grown up. For instance, having your teenager help build a grocery list and shop with you can teach them how to budget for food and other household amenities. You can also show them your weekly or monthly budget spreadsheet so they can see how far your family\u2019s money can be spent.<\/li>\n<\/ul>\n<p><strong>\u00a0<\/strong><\/p>\n<ul>\n<li><strong>Help them with their own personal budget.\u00a0 <\/strong>If your teenager has a part-time job, they\u2019re already taking a big step in developing good financial habits. However, you can take a step even further by helping them work out where their money is going. Assessing their weekly expenditures &#8211; snacks \/ lunch at school, hobbies, hanging out with friends &#8211; can go a long way in determining what\u2019s a \u201cneed\u201d and what\u2019s a \u201cwant.\u201d<\/li>\n<\/ul>\n<p><strong>\u00a0<\/strong><\/p>\n<ul>\n<li><strong>Slip in financial lessons into your everyday activities.\u00a0 <\/strong>Every teenager can benefit from what some call \u201cteachable moments,\u201d and you can do it without even trying too hard. For instance, you can show them how moderating your thermostat can affect your monthly electric bill, which is an essential part of any household budget. You can also use your grocery shopping trips to decide together which brands or products are a better value for the cost.<\/li>\n<\/ul>\n<p><strong>\u00a0<\/strong><\/p>\n<ul>\n<li><strong>What comes after their teen years?\u00a0 <\/strong>Every teenager has to grow up, and all you can do is ensure they have the best financial toolbox going into adulthood. If your teenager plans to attend college, sit down and talk together about how their education will be paid for, whether they plan to attend a local college or one that\u2019s further away, and if they want to take on a part-time job while in school. When you help your teenager visualize the real-life costs that come with being an adult, they benefit greatly as they get older.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; As a parent, you\u2019re probably used to your children asking you for things from the minute they start talking. It\u2019s your job to make sure they\u2019re taken care of &#8211; healthy food, an education, a comforting home, all the proper amenities, and so forth. However, as your children continue to get older, they\u2019re going &#8230; <\/p>\n<div class=\"read-more-box\"><a class=\"btn\" \n href=\"https:\/\/polamfcu.com\/pl\/blog\/helpful-financial-lessons-for-your-teenager\/\">Continue reading<\/a><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-3160","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Helpful Financial Lessons for Your Teenager - Polam Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polamfcu.com\/blog\/helpful-financial-lessons-for-your-teenager\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Helpful Financial Lessons for Your Teenager - Polam Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"&nbsp; As a parent, you\u2019re probably used to your children asking you for things from the minute they start talking. 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