{"id":3243,"date":"2020-05-02T16:49:34","date_gmt":"2020-05-02T16:49:34","guid":{"rendered":"https:\/\/polamfcu.com\/?p=3243"},"modified":"2020-05-02T16:49:34","modified_gmt":"2020-05-02T16:49:34","slug":"spring-cleaning-your-finances","status":"publish","type":"post","link":"https:\/\/polamfcu.com\/pl\/blog\/spring-cleaning-your-finances\/","title":{"rendered":"Spring Cleaning Your Finances"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" width=\"800\" height=\"338\" class=\"aligncenter size-full wp-image-3244 img-responsive\" src=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2020\/05\/Spring-Cleaning-Your-Finances.jpg\" alt=\"\" srcset=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2020\/05\/Spring-Cleaning-Your-Finances.jpg 800w, https:\/\/polamfcu.com\/wp-content\/uploads\/2020\/05\/Spring-Cleaning-Your-Finances-300x127.jpg 300w, https:\/\/polamfcu.com\/wp-content\/uploads\/2020\/05\/Spring-Cleaning-Your-Finances-768x324.jpg 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>We\u2019re just about into the the month of May, and if you haven\u2019t really began to get under way with your notion of spring cleaning, this is the perfect time of year to start. We all know spring cleaning involves a lot &#8211; cleaning out closets full of clothes, knick-knacks, piles of irrelevant paperwork, and so much more. But spring cleaning isn\u2019t just a tangible affair &#8211; it applies to your finances as well, including debts, loans, and overall savings. This part of your life should especially be a focus when you\u2019re doing spring cleaning, because your financial life is one of the most important things you can moderate.<\/p>\n<p>&nbsp;<\/p>\n<p>Here are some ideas on how to take the same \u2018spring cleaning\u2019 approach to your finances and bank accounts:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>Set your financial goals. \u00a0<\/strong>With spring well under way, the warm and more comfortable weather may have you asking yourself questions regarding your finances for the rest of 2020. This is a great time to look into your retirement goals, whether they\u2019re nested in your savings account or in a more secure IRA or certificate of deposit. This is also a good time to consider consolidating any debt you might have, and take advantage of any tax-saving programs through your employer.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>Look into IRAs. \u00a0<\/strong>You\u2019re doing your best to save for retirement, and that\u2019s a very important first step in the process. But if you\u2019re looking for more financial security, Polam\u2019s IRAs allow you to invest in your future, whether you\u2019re looking to simply settle down in your retirement years, or if you want to spend those golden years traveling the United States or the world. Our traditional IRA accounts allow you to contribute earnings on a tax-free basis, and you won\u2019t be taxed on funds should you choose to make a withdrawal.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>Reach out to our team at Polam FCU for more help. \u00a0<\/strong>If you ever have any doubts or confusion as to how you need to manage your finances, we\u2019re here to assist you. You can contact us at (650) 367-8940, or (860) 223-0200 if you\u2019re one of our Connecticut members, and we\u2019re always available at polam@polamfcu.com. You can also visit one of our branches and a team member or loan officer will help you work out any of your concerns or questions.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; We\u2019re just about into the the month of May, and if you haven\u2019t really began to get under way with your notion of spring cleaning, this is the perfect time of year to start. We all know spring cleaning involves a lot &#8211; cleaning out closets full of clothes, knick-knacks, piles of irrelevant paperwork, &#8230; <\/p>\n<div class=\"read-more-box\"><a class=\"btn\" \n href=\"https:\/\/polamfcu.com\/pl\/blog\/spring-cleaning-your-finances\/\">Continue reading<\/a><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-3243","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Spring Cleaning Your Finances - Polam Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polamfcu.com\/blog\/spring-cleaning-your-finances\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Spring Cleaning Your Finances - Polam Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"&nbsp; We\u2019re just about into the the month of May, and if you haven\u2019t really began to get under way with your notion of spring cleaning, this is the perfect time of year to start. 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