{"id":3620,"date":"2021-04-30T07:23:09","date_gmt":"2021-04-30T07:23:09","guid":{"rendered":"https:\/\/polamfcu.com\/?p=3620"},"modified":"2021-04-30T07:23:09","modified_gmt":"2021-04-30T07:23:09","slug":"why-choose-a-credit-union-for-your-mortgage","status":"publish","type":"post","link":"https:\/\/polamfcu.com\/pl\/blog\/why-choose-a-credit-union-for-your-mortgage\/","title":{"rendered":"Why Choose a Credit Union for Your Mortgage"},"content":{"rendered":"<p><img decoding=\"async\" class=\"aligncenter size-full wp-image-3621 img-responsive\" src=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2021\/04\/Why-Choose-a-Credit-Union-for-Your-Mortgage.jpg\" alt=\"\" \/><\/p>\n<p>&nbsp;<\/p>\n<p>Whether you\u2019re a first-time home buyer or a veteran, the mortgage process can be confusing and sometimes complicated. First, you need to decide where you want to procure your mortgage &#8211; a decision that will completely shape your home buying process. It\u2019s certainly a good idea to look around for the right mortgage lender, keeping all factors in consideration, financial and otherwise. However, more and more prospective home buyers are choosing credit unions for their mortgages, for a number of reasons. Most importantly, credit unions are not-for-profit financial institutions and members are also part-owners, and with their membership comes lower rates and a more personalized one-on-one experience.<\/p>\n<p>&nbsp;<\/p>\n<p>Here are a few reasons why you should consider a credit union for your mortgage if you plan to buy a home:<\/p>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>Saving money with lower rates.\u00a0 <\/strong>Because credit unions are not-for-profit by design, members benefit from fewer fees and lower rates on loans and accounts. Your mortgage loan at a credit union will have a lower interest rate than a mortgage from a big bank, and the savings will add up over the life of your loan. Polam\u2019s mortgage loans feature competitive rates and low closing costs, so you can live comfortably without dealing with excessive fees or overblown interest.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>Finding the best mortgage for your budget.\u00a0 <\/strong>Credit unions aren\u2019t out to make money off of their members &#8211; we want to work with you to get you the best mortgage loan for your long-term budget and overall price range. Our loan specialists understand that every prospective home buyer has a different lifestyle and different financial situation, and our goal is to get our members into their dream home with as few additional costs as possible.<strong>\u2028<\/strong><\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<ul>\n<li><strong>A more personalized home buying experience.\u00a0 <\/strong>If you choose a bank for your mortgage, you\u2019re likely not getting the best deal &#8211; and not just in a financial manner. Banks are generally motivated by profit, which means you\u2019re less likely to get the personalized experience that you would get at a credit union, where you\u2019re a member and part-owner. Buying a home is a big deal &#8211; you want your money and the security of your big purchase to be in the right hands, with a team that focuses on a personalized member experience instead of a profit-motivated one.<\/li>\n<\/ul>\n<p>&nbsp;<\/p>\n<p>Polam\u2019s mortgage specialists are always happy to help prospective homeowners in our community. If you\u2019re interested in a member-focused home buying experience, visit one of our branches and we\u2019ll walk you through our mortgage process. Happy home hunting!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; Whether you\u2019re a first-time home buyer or a veteran, the mortgage process can be confusing and sometimes complicated. First, you need to decide where you want to procure your mortgage &#8211; a decision that will completely shape your home buying process. It\u2019s certainly a good idea to look around for the right mortgage lender, &#8230; <\/p>\n<div class=\"read-more-box\"><a class=\"btn\" \n href=\"https:\/\/polamfcu.com\/pl\/blog\/why-choose-a-credit-union-for-your-mortgage\/\">Continue reading<\/a><\/div>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-3620","post","type-post","status-publish","format-standard","hentry","category-blog"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Why Choose a Credit Union for Your Mortgage - Polam Federal Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/\" \/>\n<meta property=\"og:locale\" content=\"pl_PL\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Why Choose a Credit Union for Your Mortgage - Polam Federal Credit Union\" \/>\n<meta property=\"og:description\" content=\"&nbsp; Whether you\u2019re a first-time home buyer or a veteran, the mortgage process can be confusing and sometimes complicated. First, you need to decide where you want to procure your mortgage &#8211; a decision that will completely shape your home buying process. It\u2019s certainly a good idea to look around for the right mortgage lender, ... Continue reading\" \/>\n<meta property=\"og:url\" content=\"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/\" \/>\n<meta property=\"og:site_name\" content=\"Polam Federal Credit Union\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/polamcu\" \/>\n<meta property=\"article:published_time\" content=\"2021-04-30T07:23:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/polamfcu.com\/wp-content\/uploads\/2021\/04\/Why-Choose-a-Credit-Union-for-Your-Mortgage.jpg\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Napisane przez\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Szacowany czas czytania\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minuty\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/why-choose-a-credit-union-for-your-mortgage\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/why-choose-a-credit-union-for-your-mortgage\\\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#\\\/schema\\\/person\\\/d6519927724d85721225cc4961cfe4d4\"},\"headline\":\"Why Choose a Credit Union for Your Mortgage\",\"datePublished\":\"2021-04-30T07:23:09+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/why-choose-a-credit-union-for-your-mortgage\\\/\"},\"wordCount\":445,\"publisher\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/why-choose-a-credit-union-for-your-mortgage\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polamfcu.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/Why-Choose-a-Credit-Union-for-Your-Mortgage.jpg\",\"articleSection\":[\"Blog\"],\"inLanguage\":\"pl-PL\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/why-choose-a-credit-union-for-your-mortgage\\\/\",\"url\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/why-choose-a-credit-union-for-your-mortgage\\\/\",\"name\":\"Why Choose a Credit Union for Your Mortgage - Polam Federal Credit Union\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/why-choose-a-credit-union-for-your-mortgage\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/why-choose-a-credit-union-for-your-mortgage\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/polamfcu.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/Why-Choose-a-Credit-Union-for-Your-Mortgage.jpg\",\"datePublished\":\"2021-04-30T07:23:09+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/why-choose-a-credit-union-for-your-mortgage\\\/#breadcrumb\"},\"inLanguage\":\"pl-PL\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/polamfcu.com\\\/blog\\\/why-choose-a-credit-union-for-your-mortgage\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"pl-PL\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/why-choose-a-credit-union-for-your-mortgage\\\/#primaryimage\",\"url\":\"https:\\\/\\\/polamfcu.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/Why-Choose-a-Credit-Union-for-Your-Mortgage.jpg\",\"contentUrl\":\"https:\\\/\\\/polamfcu.com\\\/wp-content\\\/uploads\\\/2021\\\/04\\\/Why-Choose-a-Credit-Union-for-Your-Mortgage.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/blog\\\/why-choose-a-credit-union-for-your-mortgage\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\",\"item\":\"https:\\\/\\\/polamfcu.com\\\/pl\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Why Choose a Credit Union for Your Mortgage\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#website\",\"url\":\"https:\\\/\\\/polamfcu.com\\\/\",\"name\":\"Polam Federal Credit Union\",\"description\":\"Federal Credit Union\",\"publisher\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#organization\"},\"alternateName\":\"Polam FCU\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/polamfcu.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"pl-PL\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#organization\",\"name\":\"Polam Federal Credit Union\",\"alternateName\":\"Polam FCU\",\"url\":\"https:\\\/\\\/polamfcu.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pl-PL\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/polamfcu.com\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/logo.png\",\"contentUrl\":\"https:\\\/\\\/polamfcu.com\\\/wp-content\\\/uploads\\\/2022\\\/11\\\/logo.png\",\"width\":228,\"height\":81,\"caption\":\"Polam Federal Credit Union\"},\"image\":{\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/polamcu\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/polam-federal-credit-union\",\"https:\\\/\\\/www.instagram.com\\\/polamfcu\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/polamfcu.com\\\/#\\\/schema\\\/person\\\/d6519927724d85721225cc4961cfe4d4\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"pl-PL\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fb6583b03465f07e3a582dafbb746ba8cddf2044e2fc8e310840c421e2374daa?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fb6583b03465f07e3a582dafbb746ba8cddf2044e2fc8e310840c421e2374daa?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/fb6583b03465f07e3a582dafbb746ba8cddf2044e2fc8e310840c421e2374daa?s=96&d=mm&r=g\",\"caption\":\"admin\"},\"sameAs\":[\"https:\\\/\\\/polamfcu.com\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Why Choose a Credit Union for Your Mortgage - Polam Federal Credit Union","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/","og_locale":"pl_PL","og_type":"article","og_title":"Why Choose a Credit Union for Your Mortgage - Polam Federal Credit Union","og_description":"&nbsp; Whether you\u2019re a first-time home buyer or a veteran, the mortgage process can be confusing and sometimes complicated. First, you need to decide where you want to procure your mortgage &#8211; a decision that will completely shape your home buying process. It\u2019s certainly a good idea to look around for the right mortgage lender, ... Continue reading","og_url":"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/","og_site_name":"Polam Federal Credit Union","article_publisher":"https:\/\/www.facebook.com\/polamcu","article_published_time":"2021-04-30T07:23:09+00:00","og_image":[{"url":"https:\/\/polamfcu.com\/wp-content\/uploads\/2021\/04\/Why-Choose-a-Credit-Union-for-Your-Mortgage.jpg","type":"","width":"","height":""}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Napisane przez":"admin","Szacowany czas czytania":"2 minuty"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/#article","isPartOf":{"@id":"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/"},"author":{"name":"admin","@id":"https:\/\/polamfcu.com\/#\/schema\/person\/d6519927724d85721225cc4961cfe4d4"},"headline":"Why Choose a Credit Union for Your Mortgage","datePublished":"2021-04-30T07:23:09+00:00","mainEntityOfPage":{"@id":"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/"},"wordCount":445,"publisher":{"@id":"https:\/\/polamfcu.com\/#organization"},"image":{"@id":"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/#primaryimage"},"thumbnailUrl":"https:\/\/polamfcu.com\/wp-content\/uploads\/2021\/04\/Why-Choose-a-Credit-Union-for-Your-Mortgage.jpg","articleSection":["Blog"],"inLanguage":"pl-PL"},{"@type":"WebPage","@id":"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/","url":"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/","name":"Why Choose a Credit Union for Your Mortgage - Polam Federal Credit Union","isPartOf":{"@id":"https:\/\/polamfcu.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/#primaryimage"},"image":{"@id":"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/#primaryimage"},"thumbnailUrl":"https:\/\/polamfcu.com\/wp-content\/uploads\/2021\/04\/Why-Choose-a-Credit-Union-for-Your-Mortgage.jpg","datePublished":"2021-04-30T07:23:09+00:00","breadcrumb":{"@id":"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/#breadcrumb"},"inLanguage":"pl-PL","potentialAction":[{"@type":"ReadAction","target":["https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/"]}]},{"@type":"ImageObject","inLanguage":"pl-PL","@id":"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/#primaryimage","url":"https:\/\/polamfcu.com\/wp-content\/uploads\/2021\/04\/Why-Choose-a-Credit-Union-for-Your-Mortgage.jpg","contentUrl":"https:\/\/polamfcu.com\/wp-content\/uploads\/2021\/04\/Why-Choose-a-Credit-Union-for-Your-Mortgage.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/polamfcu.com\/blog\/why-choose-a-credit-union-for-your-mortgage\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"","item":"https:\/\/polamfcu.com\/pl\/"},{"@type":"ListItem","position":2,"name":"Why Choose a Credit Union for Your Mortgage"}]},{"@type":"WebSite","@id":"https:\/\/polamfcu.com\/#website","url":"https:\/\/polamfcu.com\/","name":"Polam Federal Credit Union","description":"Federal Credit Union","publisher":{"@id":"https:\/\/polamfcu.com\/#organization"},"alternateName":"Polam FCU","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/polamfcu.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"pl-PL"},{"@type":"Organization","@id":"https:\/\/polamfcu.com\/#organization","name":"Polam Federal Credit Union","alternateName":"Polam FCU","url":"https:\/\/polamfcu.com\/","logo":{"@type":"ImageObject","inLanguage":"pl-PL","@id":"https:\/\/polamfcu.com\/#\/schema\/logo\/image\/","url":"https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/11\/logo.png","contentUrl":"https:\/\/polamfcu.com\/wp-content\/uploads\/2022\/11\/logo.png","width":228,"height":81,"caption":"Polam Federal Credit Union"},"image":{"@id":"https:\/\/polamfcu.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/polamcu","https:\/\/www.linkedin.com\/company\/polam-federal-credit-union","https:\/\/www.instagram.com\/polamfcu\/"]},{"@type":"Person","@id":"https:\/\/polamfcu.com\/#\/schema\/person\/d6519927724d85721225cc4961cfe4d4","name":"admin","image":{"@type":"ImageObject","inLanguage":"pl-PL","@id":"https:\/\/secure.gravatar.com\/avatar\/fb6583b03465f07e3a582dafbb746ba8cddf2044e2fc8e310840c421e2374daa?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/fb6583b03465f07e3a582dafbb746ba8cddf2044e2fc8e310840c421e2374daa?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/fb6583b03465f07e3a582dafbb746ba8cddf2044e2fc8e310840c421e2374daa?s=96&d=mm&r=g","caption":"admin"},"sameAs":["https:\/\/polamfcu.com"]}]}},"_links":{"self":[{"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/posts\/3620","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/comments?post=3620"}],"version-history":[{"count":0,"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/posts\/3620\/revisions"}],"wp:attachment":[{"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/media?parent=3620"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/categories?post=3620"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/polamfcu.com\/pl\/wp-json\/wp\/v2\/tags?post=3620"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}