With new technology and cryptology emerging every day, it\u2019s becoming more and more important to be diligent with your credit and debit cards. Although that importance has always been a priority, hackers and identity thieves continue to come up with new ways to obtain your personal and financial information. While you may already be taking the extra effort to secure your accounts and keep your cards safe, there\u2019s always room for new helpful information.<\/p>\n\n\n\n
Here are some of the important steps you should be taking to ensure the security of your credit and debit cards:<\/p>\n\n\n\n
There are a number of ways you can keep track of your card and what\u2019s being spent. You can check your account balances in real time using Polam\u2019s mobile banking app and online banking platform; the app CardValet lets you set geographical and spending limits on your card, and you can turn your card \u201coff\u201d if you feel it might be compromised. Safeguard your card by keeping it in your wallet or in a lockbox, and if it goes missing, call us immediately to have it canceled.<\/p>\n\n\n\n
When you visit an ATM to withdraw cash, it\u2019s good to be cognizant of your surroundings first. Your PIN should be something that isn\u2019t \u201cobvious\u201d (i.e. a birthday or anniversary), and it\u2019s a good idea to update it periodically. Take caution when using an ATM at night, and make sure no one can see you enter it. Also, make sure to take your receipt before you go, or opt to have the receipt sent to you via email.<\/p>\n\n\n\n
Two-thirds of all Americans shop online on a semi-regular basis, and many online retailers (such as Amazon) save your credit card information to your account so you can check out more expediently. If you\u2019re shopping online, make sure the site you\u2019re visiting is trustworthy, and you can determine this by looking at the URL; if it starts with HTTPS, you know you\u2019re on a secure site. If you\u2019re creating an account online, whether it be social media (Facebook allows you to save credit card information) or an online retailer, choose a strong, complex password with no identifying information. If you\u2019re using a shared computer to shop online, Google Chrome has an option for an \u201cincognito\u201d browser that doesn\u2019t save personal information; however, it\u2019s important to always log out of accounts on shared computers or devices.<\/p>\n","protected":false},"excerpt":{"rendered":"
With new technology and cryptology emerging every day, it\u2019s becoming more and more important to be diligent with your credit and debit cards. Although that importance has always been a priority, hackers and identity thieves continue to come up with new ways to obtain your personal and financial information. While you may already be taking … <\/p>\n