{"id":4208,"date":"2021-06-24T15:18:14","date_gmt":"2021-06-24T22:18:14","guid":{"rendered":"https:\/\/polamfcu.com\/%d0%ba%d1%80%d0%b5%d0%b4%d0%b8%d1%82%d1%8b\/home-equity-loans\/"},"modified":"2022-03-03T15:06:24","modified_gmt":"2022-03-03T23:06:24","slug":"%d0%ba%d1%80%d0%b5%d0%b4%d0%b8%d1%82%d1%8b-%d0%bf%d0%be%d0%b4-%d0%b7%d0%b0%d0%bb%d0%be%d0%b3-%d0%b4%d0%be%d0%bc%d0%b0","status":"publish","type":"page","link":"https:\/\/polamfcu.com\/ru\/%d0%ba%d1%80%d0%b5%d0%b4%d0%b8%d1%82%d1%8b\/%d0%ba%d1%80%d0%b5%d0%b4%d0%b8%d1%82%d1%8b-%d0%bf%d0%be%d0%b4-%d0%b7%d0%b0%d0%bb%d0%be%d0%b3-%d0%b4%d0%be%d0%bc%d0%b0\/","title":{"rendered":"\u041a\u0440\u0435\u0434\u0438\u0442\u044b \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0434\u043e\u043c\u0430"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">\u041a\u0440\u0435\u0434\u0438\u0442\u044b \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0434\u043e\u043c\u0430<\/h2>\n\n\n\n<h3 class=\"has-text-align-center textgray mb-3 wp-block-heading\">\u0421\u0440\u0430\u0432\u043d\u0438\u0442\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u0435 \u043b\u0438\u043d\u0438\u0438 \u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u044b \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0434\u043e\u043c\u0430<\/h3>\n\n\n\n<figure class=\"wp-block-table table  table-striped table-grey mb-5\"><table><tbody><tr><th width=\"50%\">\u041a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u0435 \u043b\u0438\u043d\u0438\u0438 \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0434\u043e\u043c\u0430<sup>1<\/sup><\/th><th width=\"50%\">\u041a\u0440\u0435\u0434\u0438\u0442\u044b \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0434\u043e\u043c\u0430 <sup>1<\/sup><\/th><\/tr>\n<tr><td colspan=\"2\"><strong>\u0412\u0430\u0440\u0438\u0430\u043d\u0442\u044b \u043f\u0435\u0440\u0438\u043e\u0434\u043e\u0432 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f<\/strong><\/td><\/tr><tr><td>\u0414\u043e 20 \u043b\u0435\u0442\/\u043f\u0435\u0440\u0432\u044b\u0435 10 \u043b\u0435\u0442 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u044f\u044e\u0442 \u0441\u043e\u0431\u043e\u0439 \u043f\u0435\u0440\u0438\u043e\u0434, \u043a\u043e\u0433\u0434\u0430 \u0412\u044b \u043c\u043e\u0436\u0435\u0442\u0435 \u0441\u043d\u0438\u043c\u0430\u0442\u044c \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430 \u0441 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0439 \u043b\u0438\u043d\u0438\u0438 \u043f\u0440\u0438 \u043f\u043e\u043c\u043e\u0449\u0438 \u0447\u0435\u043a\u043e\u0432<\/td><td>\u0420\u0430\u0437\u043b\u0438\u0447\u043d\u044b\u0435 \u043f\u0435\u0440\u0438\u043e\u0434\u044b \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f<\/td><\/tr>\n<tr><td colspan=\"2\"><strong>\u041c\u0438\u043d\u0438\u043c\u0430\u043b\u044c\u043d\u0430\u044f\/\u041c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u044c\u043d\u0430\u044f \u0441\u0443\u043c\u043c\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0430<\/strong><\/td><\/tr><tr><td>$10,000 \u0414\u043e 80% \u043e\u0431\u0449\u0435\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0430 \u043a \u0437\u043d\u0430\u0447\u0435\u043d\u0438\u044e (CLTV)<\/td><td>$10,000 \u0414\u043e 80% \u043e\u0431\u0449\u0435\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0430 \u043a \u0437\u043d\u0430\u0447\u0435\u043d\u0438\u044e (CLTV)<\/td><\/tr>\n<tr><td colspan=\"2\"><strong>\u0414\u043e\u0441\u0442\u0443\u043f \u043a \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430\u043c<\/strong><\/td><\/tr><tr><td>\u041f\u043e\u0441\u0442\u043e\u044f\u043d\u043d\u044b\u0439 \u0434\u043e\u0441\u0442\u0443\u043f \u043a \u0432\u044b\u0434\u0435\u043b\u0435\u043d\u043d\u043e\u043c\u0443 \u043a\u0440\u0435\u0434\u0438\u0442\u0443<\/td><td>\u041a\u0440\u0435\u0434\u0438\u0442, \u0432\u044b\u043f\u043b\u0430\u0447\u0438\u0432\u0430\u0435\u043c\u044b\u0439 \u0441\u0440\u0430\u0437\u0443 \u043e\u0434\u043d\u0438\u043c \u043f\u043b\u0430\u0442\u0435\u0436\u043e\u043c<\/td><\/tr>\n<tr><td colspan=\"2\"><strong>Maximum Loan to Value<\/strong><\/td><\/tr><tr><td>Up to 80% of <br>Appraised Value<\/td><td>Up to 80% of <br>Appraised Value<\/td><\/tr>\n<tr><td colspan=\"2\"><strong>\u0426\u0435\u043b\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u0430<\/strong><\/td><\/tr>\n<\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"styled-list wp-block-list\"><li>\u041c\u043e\u0434\u0435\u0440\u043d\u0438\u0437\u0430\u0446\u0438\u044f \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438<\/li><li>\u041e\u043f\u043b\u0430\u0442\u0430 \u0437\u0430 \u043e\u0431\u0443\u0447\u0435\u043d\u0438\u0435 \u0432 \u0412\u0423\u0417\u0430\u0445<\/li><li>\u041d\u0435\u043f\u0440\u0435\u0434\u0432\u0438\u0434\u0435\u043d\u043d\u044b\u0435 \u0441\u043e\u0431\u044b\u0442\u0438\u044f<\/li><\/ul>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<ul class=\"styled-list wp-block-list\"><li>\u041c\u043e\u0434\u0435\u0440\u043d\u0438\u0437\u0430\u0446\u0438\u044f \u043d\u0435\u0434\u0432\u0438\u0436\u0438\u043c\u043e\u0441\u0442\u0438<\/li><li>\u0421\u0443\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0435 \u043f\u043e\u043a\u0443\u043f\u043a\u0438<\/li><li>\u0424\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0435 \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u044f<\/li><\/ul>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-buttons is-horizontal is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-499968f5 wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link\" href=\"https:\/\/onlineapplication.wolterskluwer.com\/ola\/servlet\/SmartForm.html?formCode=lendingapplication&amp;clientID=17465PolamFederalCreditUnion\" target=\"_blank\" rel=\"noreferrer noopener\">\u0417\u0410\u041f\u041e\u041b\u041d\u0418\u0422\u042c \u0417\u0410\u042f\u0412\u041a\u0423<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator\"\/>\n\n\n\n<ol class=\"textgray wp-block-list\" style=\"font-size:14px\"><li>All loans are subject to credit approval<\/li><li>Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NLMS ID Number is 853793.<\/li><li>Home Equity Lines of Credit are only available on owner occupied and vacation or second homes. The minimum periodic payment for the Interest Only Equity Line of Credit is interest only for the first ten years. After the first ten years, credit advances will no longer be available and payments will be fully amortizing to repay the balance over ten years. Payments and rate can adjust monthly. There is no annual fee and no draw period restrictions. Additional restrictions may apply.<\/li><\/ol>\n","protected":false},"excerpt":{"rendered":"<p>\u041a\u0440\u0435\u0434\u0438\u0442\u044b \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0434\u043e\u043c\u0430 \u0421\u0440\u0430\u0432\u043d\u0438\u0442\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u0435 \u043b\u0438\u043d\u0438\u0438 \u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u044b \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0434\u043e\u043c\u0430 \u041a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u0435 \u043b\u0438\u043d\u0438\u0438 \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0434\u043e\u043c\u04301 \u041a\u0440\u0435\u0434\u0438\u0442\u044b \u043f\u043e\u0434 \u0437\u0430\u043b\u043e\u0433 \u0434\u043e\u043c\u0430 1 \u0412\u0430\u0440\u0438\u0430\u043d\u0442\u044b \u043f\u0435\u0440\u0438\u043e\u0434\u043e\u0432 \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f \u0414\u043e 20 \u043b\u0435\u0442\/\u043f\u0435\u0440\u0432\u044b\u0435 10 \u043b\u0435\u0442 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u044f\u044e\u0442 \u0441\u043e\u0431\u043e\u0439 \u043f\u0435\u0440\u0438\u043e\u0434, \u043a\u043e\u0433\u0434\u0430 \u0412\u044b \u043c\u043e\u0436\u0435\u0442\u0435 \u0441\u043d\u0438\u043c\u0430\u0442\u044c \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430 \u0441 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0439 \u043b\u0438\u043d\u0438\u0438 \u043f\u0440\u0438 \u043f\u043e\u043c\u043e\u0449\u0438 \u0447\u0435\u043a\u043e\u0432 \u0420\u0430\u0437\u043b\u0438\u0447\u043d\u044b\u0435 \u043f\u0435\u0440\u0438\u043e\u0434\u044b \u043a\u0440\u0435\u0434\u0438\u0442\u043e\u0432\u0430\u043d\u0438\u044f \u041c\u0438\u043d\u0438\u043c\u0430\u043b\u044c\u043d\u0430\u044f\/\u041c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u044c\u043d\u0430\u044f \u0441\u0443\u043c\u043c\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u0430 $10,000 \u0414\u043e 80% \u043e\u0431\u0449\u0435\u0433\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u0430 &#8230; 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