Fall is just around the corner, and with a new season comes new ways you can work toward saving money and making improvements to your financial life. Whether you’re saving up for a big ticket purchase, the holidays, an upcoming vacation, or just saving money for a rainy day, these money saving tips and habits are a great way to ease into fall 2023.
Here are a few money saving tips we’re happy to share:
Simplify the way you live.
While it’s easy to fall into habits that include spending more than you should, it’s actually surprisingly easy to modify your habits. Instead of ordering lunch every day, why not start meal prepping on weekends? Having your lunches ready to go with healthy and delicious ingredients can go a long way in stretching your budget and your health. And instead of having a girls or guys night out on the town, why not stay in and have a movie night?
Invest your savings.
Polam offers a number of savings options, including certificates of deposit (CDs) and both Roth and traditional individual retirement accounts (IRAs) that give you faster and larger returns on your investment. Interested members can visit our website or contact one of our branches, and one of our team members will help you start the process.
Take advantage of in-season flavors.
Fall is one of the most popular seasons for outdoor and farmers markets, and if there’s one in your area, you can get fresh, seasonal ingredients for incredible prices. Once you’ve gotten to know local vendors, you can even plan your meal schedules around what’s in season and the flavors you like.
Explore your local surroundings.
You don’t have to travel far to find enjoyable activities and sights to see and explore — just keep your finger on the pulse of your local community! If you use social media, Facebook and Instagram are great ways to find free or low-cost events in your area, and you can always search out hiking paths and outdoor spaces online.