UChoose Rewards — How to Earn and Spend Your Rewards Points


When you bank with Polam FCU, you’re not just getting a better banking experience through our low rates, top-notch service, and our not-for-profit status — you’re also getting the chance to earn rewards for every purchase you make with your VISA debit or credit card. These rewards points don’t expire, and can be redeemed for a wide number of perks — gift cards to your favorite retailers, travel, hotel and car rentals, and prepaid VISA cards for you to use as you wish. Our rewards program is free to join, and it’s our way of thanking you for your membership.


Interested in learning more about Polam’s UChoose Rewards program? Here are some highlights and ways you can earn extra points.


  • You’ve worked hard — it’s time to treat yourself.  You can check your points balance when you visit www.uchooserewards.com, which is also where you sign up to activate the points you earn. Once you’ve earned 1,500 points, you can start spending them in a number of great ways. If you’re looking to shop, redeem your points for gift cards from Amazon, Best Buy, Home Depot, Target, Macy’s, and more — and if you don’t see a store that interests you, you can easily redeem your points for a prepaid VISA card, which can be used anywhere credit cards are accepted. If you’re interested in doing a bit of DIY home renovation, using your points at home improvement retailers like Home Depot can save you money in the long run. But that’s not all — you can browse the UChoose website to search for restaurants that offer gift cards, concert tickets, hotel and car rentals, and travel — so if you’ve got a getaway in mind, consider using your points to save money.


  • Borrow from us and reap the rewards.  You don’t have to spend a lot of money to give your rewards balance a boost  — you can earn points when you’re approved for one of our car loans or home loans! Members have the chance to earn big with our loans, which come with competitive rates, easy financing, and a quick application process and approval. Our car loans earn you 10,000 points, and our home loans net you a cool 25,000 points — imagine all the ways you can redeem them!


  • Refer a friend and share the benefits.  We’re always interested in reaching out to our community to offer a better banking experience, and with our referral program, we reward our members simply for referring a friend who becomes a member. Once your friend opens an account at Polam, both of you earn an easy 5,000 points — which gives our referrals a big advantage as they can start redeeming their rewards immediately. Visit polamfcu.com/rewards to learn more about our referral program, and to fill out the official referral form.