We live in a fast-paced digital era where nearly everything can be managed online from paying bills to applying for loans. While this convenience makes life easier, it also creates more opportunities for scammers and cybercriminals to target your personal and financial information. Protecting yourself is essential for maintaining strong credit health and peace of mind.
At Polam, we are here to help you stay one step ahead. Below are practical fraud protection tips you can start using today.
Monitor Your Accounts Regularly
Staying informed is your first line of defense. Make it a habit to review your debit and credit card activity, account balances, and credit reports. With Polam, it is simple. Our online banking portal and mobile app are available twenty-four seven giving you real-time access to your accounts wherever you are.
You can also use free tools like Experian or Credit Karma to track your credit score and understand how it is calculated. This regular check-in not only helps you catch suspicious activity early but also keeps you informed about your overall financial wellness.
Prioritize Online Banking Security
Online banking is fast and convenient but only if you take the right precautions. Use strong unique usernames and passwords. Always log out of your banking apps when you are finished. Keep your apps and devices updated with the latest security patches. Enable biometric logins like fingerprint or face ID. Turn on two-factor authentication whenever it is offered.
These simple habits make it much harder for fraudsters to access your accounts.
Keep Your Personal Information Current
It may seem small but keeping your contact details up to date is critical. If you have moved, changed your phone number, updated your email, or changed your name, be sure to notify Polam and any other financial institutions you work with. Updated records protect your sensitive information and ensure you receive timely alerts if we detect unusual activity on your account.
Staying Safe with Polam
Fraud prevention starts with awareness and small steps can make a big difference. By monitoring your accounts, securing your online banking, and keeping your personal details current, you will be better prepared to protect your identity and financial health.
At Polam, your security is our priority. If you notice suspicious activity or have questions about fraud protection, do not hesitate to reach out to our team we are here to help.