Home

Products recommended for you

Home
Loans

learn more

Car
Loans

learn more

Credit
Cards

learn more

Personal
Loans

learn more

Membership Rewards Program

redeem rewards sign in

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 6.50% *APR
5 Year Fixed Rate from 7.50% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
12 month CD1 2.25% **APY
24 month CD1 2.75% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 6.25% *APR
Used Auto Up to 72 months 7.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

Mobile
Banking

learn more

CardValet

learn more

Online
Banking

learn more

Mobile Wallet

learn more

Popular
eServices

News & Articles

  • Building a Smarter Monthly Budget for a Stronger Financial Future
    As anyone managing their own household can agree, having a monthly budget is one of the most important steps toward financial stability. A well-crafted budget ensures that your bills are paid on time, helps you stay on top of essentials like groceries and prescriptions, and allows you to clearly see what’s left over for other …
    Continue reading
  • Why Credit Card Statements Deserve Your Attention
    As any credit card holder knows, every month you’re issued a statement for your card. Many people still receive their statements in the mail, while others have opted for the eco-friendly paperless route. In many cases, these statements get a quick glance before being discarded, and some cardholders ignore them altogether. However, it’s a mistake …
    Continue reading
  • Using a Personal Loan Wisely
    Personal loans can be a powerful financial tool when used wisely. At Polam Federal Credit Union, we want our members to make informed decisions that improve their financial well-being. Whether you need extra funds for an important goal or to get through an unexpected situation, a personal loan offers flexibility and convenience. Here are some …
    Continue reading