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The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.
Today’s Rates
| 30 Year Adjustable Rate | from 6.50% *APR |
| 5 Year Fixed Rate | from 7.50% *APR |
| Savings | 0.65% **APY |
| 12 month CD1 | 2.25% **APY |
| 24 month CD1 | 2.75% **APY |
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
| New Auto Up to 84 months | 5.95% *APR |
| Used Auto Up to 72 months | 6.95% *APR |
– For other terms and conditions please refer to product information page.
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- The High Risks of Payday LoansPayday lenders seem to be everywhere. From busy city streets to neighborhood strip malls, these businesses promise fast cash and quick approval when money is tight. While payday loans may appear to offer a short-term solution to an immediate financial need, they often come with serious risks that can create long-term financial stress. At Polam …
- Simple Ways to Take Control of Your SpendingOverspending is something nearly everyone experiences at some point. No matter your income level, it is easy to make purchases without much thought and assume small expenses do not matter. Over time, however, those habits can quietly interfere with your financial goals and lead to unnecessary debt. From daily coffee runs to impulse purchases on …
- Credit Card Safety TipsIdentity theft is a genuine concern for consumers nationwide. As technology continues to advance, scammers are constantly developing new and more sophisticated ways to access personal and financial information. From online shopping to everyday purchases, how you use your credit card plays an important role in protecting your identity and your money. At Polam FCU, …


