The Benefits of Going Mobile


It’s officially the start of a new decade, and for the last several years, we’ve seen a world that’s gone increasingly online. Smartphones and tablets only began to pick up traction in the last decade, and with each passing year, tech companies like Apple and Google release new, updated devices with even more features to make your life more convenient and cool. Naturally, this mobile trend has extended broadly to the financial sector, and credit unions around the country are taking advantage of their members’ need for mobile access.


If you’re still on the fence when it comes to going mobile with your accounts at Polam, here are some of benefits you’ll find:


  • Immediate, 24/7 access to your accounts.  Polam’s free mobile app is designed to give you 24/7 access to your accounts, no matter where you are. If you need to transfer funds to your checking account from another account to cover a cost, you can do it with just a few taps. You’re able to check your balances in real time, make sure your deposits clear, and set up a number of alerts.


  • Your camera isn’t just for selfies – it’s also for depositing checks.  Many people don’t like the hassle of having to endorse a check, drive to the bank or ATM, and wait in line to deposit it, only to have to wait even longer for it to clear. When you bank with your smartphone, your camera serves a bonus purpose – saving you that precious time. Polam’s mobile app allows you to snap a shot of your check, and you can do it from the comfort of your couch or home office.


  • It’s easier to pay your bills.  Regardless of whether you’re using Polam’s mobile app, paying bills has never been easier than with your smartphone or tablet. You can use our app to set up bill pay from your checking account, whether it’s for credit card payments or loan payments, and you can also use the internet from your device to pay bills as well. Many companies, such as utility companies or insurance providers, also have mobile apps where you can pay your bills with just a few taps.


  • You can make changes to the way you handle your money.  There are many people who remember the days when they had to visit an ATM or their local bank branch to check their account balances. Now, with mobile banking, you can see how much money you have in a matter of seconds, from the palm of your hand. This convenience factor can go a long way in setting goals in how much or little you want to spend per week, and having 24/7 access allows you to review your financial habits in real time so you know the kinds of decisions you should be making.