Sep 272021

Why You Should Consider a Business Loan

Posted on September 27, 2021 Uncategorized

    As any business owner can tell you, there’s one important factor when it comes to getting a new business off the ground – money. Whether you already have the funding on hand or you need to secure the funds you need, getting off on the right foot financially is key in getting started. One way to get your small business up and running is by securing a business loan. Polam offers a number of financial services for our entrepreneurial-minded members, including business loans with low rates and flexible terms.   If you’re considering applying for one of our

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Sep 182021

Saving Money with Meal Planning

Posted on September 18, 2021 Uncategorized

    Food can account for a significant part of any family’s budget, whether your family is large or small. Fortunately, there are steps you can take to mitigate the cost of food in your household. Meal planning is a great way to ensure you and your family are well fed, and not only will it save you quite a bit of money in the long run, it gives you the opportunity to provide more nutritious, wholesome meals.   If you’re interested in meal planning, here are a few steps to get started:   Make a schedule for your meal

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Sep 122021

Preparing Financially for a Move

Posted on September 12, 2021 Uncategorized

When it comes to moving into a new home or even a new region, anyone who’s ever done it can tell you that it’s stressful and it can be expensive. Regardless of your budget, you’re going to run into unexpected costs, and you’re going to have to make decisions regarding your method of moving and how much you want to spend. Some households are able to hire movers, while others opt for a less expensive DIY move. However, there are a number of ways to make your move less stressful and expensive so you can settle into your new home

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Sep 062021

How to Boost Your Credit Score

Posted on September 06, 2021 Blog, Blog, Blog, Blog, Group A, Group A, Group A, Group A

  When it comes to boosting your credit score, it takes more than a quick overnight fix. The process of improving your credit score entails a number of elements, including keeping up with on-time payments, monitoring your credit score, and making sure you’re not overspending. Considering the fact that your credit score can affect anything from interest rates, approvals on loans, or renting / buying a home, it’s vital to make sure it consistently stays above 600, at the very least.   At Polam FCU, we are here to help you make the financial decisions that best suit your budget

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