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The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 6.50% *APR
5 Year Fixed Rate from 7.50% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
12 month CD1 2.25% **APY
24 month CD1 2.75% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 6.25% *APR
Used Auto Up to 72 months 7.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

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News & Articles

  • Stay Safe from Holiday Scams: What to Watch Out for This Season
    The holiday season is not only a time of joy and celebration, but it’s also a peak time for scammers to target busy and distracted consumers. At Polam Federal Credit Union, we want to help you stay vigilant and protect yourself from fraud. Here are some of the most common scams to be aware of …
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  • How to Prepare a Christmas Budget
    As we settle into the heart of fall, it seems like the Christmas season sneaks up faster and faster each year, leaving less time to plan — especially when it comes to finances. From gift shopping for friends and family to planning a holiday meal or party, the holiday season can put a strain on …
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  • Identity Theft Recovery Guide for Polam Members
    Identity theft is a challenging experience, but knowing the right steps can help you mitigate damage and regain control. If you suspect you’ve been a victim of identity theft, acting promptly and systematically is key. Here’s a comprehensive guide to help you navigate this situation: Stay Calm and Gather Information Start by collecting any suspicious …
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