Home

Products recommended for you

Home
Loans

learn more

Car
Loans

learn more

Credit
Cards

learn more

Personal
Loans

learn more

Membership Rewards Program

redeem rewards sign in

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 6.25% *APR
5 Year Fixed Rate from 7.25% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
12 month CD1 2.25% **APY
24 month CD1 2.75% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 5.25% *APR
Used Auto Up to 72 months 6.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

Mobile
Banking

learn more

CardValet

learn more

Online
Banking

learn more

Mobile Wallet

learn more

Popular
eServices

News & Articles

  • Easy Ways to Save Money as a College Student on Campus
    College can be an exciting experience full of expanded knowledge and advanced learning, as well as meeting lots of new people from all over, especially if you live on campus. However, many young college students are still learning the importance of balancing a budget and saving money. While some young adults are able to learn … Read more
  • Easy Fall Tasks for Your Home
    With summer officially over, the crisp and cool weather that fall brings is a welcome reprieve from heat and sunshine. Fall weather also offers a great opportunity to tackle a few tasks around your home and yard – tasks that you may have avoided over the summer due to heat, and tasks that can help … Read more
  • The Importance of an Estate Plan – How to Get Started
    Estate planning may sound like a task reserved only for millionaires and billionaires, but in reality, an estate plan is essential for any tax paying citizen who has assets that need to be protected. Studies show that only 42 percent of Americans have an estate plan in place, but with more awareness on the importance … Read more