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The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 6.50% *APR
5 Year Fixed Rate from 7.50% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
12 month CD1 2.25% **APY
24 month CD1 2.75% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 6.25% *APR
Used Auto Up to 72 months 7.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

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News & Articles

  • Build your retirement savings with confidence
    At Polam Federal Credit Union, we’re committed to helping our members prepare for a secure and comfortable future. One of the best ways to get started on the path to long-term financial security is by opening an Individual Retirement Account (IRA). Whether you’re just getting started or looking to boost your retirement savings, an IRA …
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  • Be prepared for the full picture of homeownership
    Buying a home is a major financial milestone and at Polam Federal Credit Union, we’re proud to help our members every step of the way. While most buyers focus on their monthly mortgage payment, it’s important to understand that owning a home comes with additional expenses that can affect your overall budget. To help you …
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  • Cool Tips for a Hot Season: Summer Energy-Saving Ideas
    When the summer heat rolls in, so do higher utility bills. Keeping your home cool and comfortable can put a strain on both your energy usage and your budget. But with a few smart strategies, you can stay cool without overheating your wallet. At Polam Federal Credit Union, we believe in helping our members live …
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