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Membership Rewards Program

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 4.25% *APR
5 Year Fixed Rate from 5.25% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.12% **APY
12 month CD1 0.75% **APY
24 month CD1 0.95% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 2.25% *APR
Used Auto Up to 48 months 3.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

News & Articles

  • Getting Ready for Back-to-School Season
    Summer is winding down, the days are slowly getting shorter, and if you’re a parent, that means one thing – back-to-school season is upon us. Regardless of whether you prep in advance or if you’re doing most of your shopping right before the first day of school, this time of year is known for a …
  • Financial Planning for a New Family
    Starting a family, whether it be large or small, is a significant undertaking. You’re not just looking after yourself – you have the needs of a spouse, children, and/or animals to consider, as well as investments such as homeownership and purchasing the right car. The financial security of your family should always be your strongest …
  • Budgeting for Inflation – Useful Tips
    For both Americans and for people around the world, the last several months have been financially rough. Ordinary tasks such as filling up your car, buying groceries, and running errands have added extra sticker shock for regular consumers, as the inflation rate hit 8.5% in March 2022, according to a U.S. Inflation Report in April …