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Membership Rewards Program

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 5.25% *APR
5 Year Fixed Rate from 6.00% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
12 month CD1 2.25% **APY
24 month CD1 2.75% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 4.25% *APR
Used Auto Up to 72 months 5.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

News & Articles

  • Saving Big on Your Super Bowl Party
    The big game is just about here – the Super Bowl! When it comes to sporting events, the Super Bowl is probably the biggest and most popular event in the United States. Regardless of whether you’re an American football fan, the spirit of the Super Bowl is contagious, and millions of Americans host or attend …
  • Spotting Fake Emails – How to Stay Safe
    In a world with technology that’s constantly evolving, it’s easy to take advantage of the perks that come with innovation and invention. However, average citizens aren’t the only people taking advantage of these changes – scammers are increasingly finding new ways to defraud consumers and steal their personal information. One such method scammers tend to …
  • Saving Money on Your Home’s Upkeep
    Your home is your personal domain, your sanctuary, and your safe space – and like everything in life, the upkeep on your sanctuary has its share of expenses. When it comes to both regular maintenance and more in-depth upkeep, you don’t have to break the bank to ensure your home is well managed and exactly …