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The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.
Today’s Rates
| 30 Year Adjustable Rate | from 6.50% *APR |
| 5 Year Fixed Rate | from 7.50% *APR |
| Savings | 0.65% **APY |
– For other terms and conditions please refer to product information page.
| New Auto Up to 84 months | 5.95% *APR |
| Used Auto Up to 72 months | 6.95% *APR |
– For other terms and conditions please refer to product information page.
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- Smart Steps to Take Before Buying a CarBuying a car, whether new or used, is an exciting milestone. It often represents independence, convenience, and progress toward personal goals. At the same time, stepping onto a dealership lot without preparation can quickly turn excitement into stress. Knowing what to do before speaking with a salesperson can help you feel confident and in control …
- Smart Habits to Strengthen Your Credit ScoreYour credit score is one of the most important numbers in your financial life. It influences the interest rates you qualify for, your ability to secure a mortgage or auto loan, and even rental or employment opportunities in some cases. While improving your credit score may seem overwhelming, the truth is that consistent, responsible habits …
- Make the Most of Your Tax RefundFor many households, receiving a tax refund feels like a welcome financial boost. While it may be tempting to spend it quickly, your refund can be a valuable tool to strengthen your long term financial health. Each year, the Internal Revenue Service issues millions of refunds to taxpayers. Instead of viewing your refund as extra …


