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The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.
Today’s Rates
30 Year Adjustable Rate | from 6.50% *APR |
5 Year Fixed Rate | from 7.50% *APR |
Savings | 0.65% **APY |
12 month CD1 | 2.25% **APY |
24 month CD1 | 2.75% **APY |
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months | 6.25% *APR |
Used Auto Up to 72 months | 7.25% *APR |
– For other terms and conditions please refer to product information page.
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- Protecting Your Child’s Identity: Tips for ParentsAs a parent, one of your key responsibilities is ensuring your child’s safety in all aspects of life, and that includes their financial identity. Once your child turns 18, they’re stepping into the adult world, where their credit and financial health will have a huge impact on their ability to secure a home, obtain loans …
- Breaking the Cycle of OverspendingConsumerism is deeply ingrained in American culture, and with it comes the temptation to overspend. According to recent surveys, the average American overspends by approximately $7,500 each year. This trend fuels the rise of payday lenders and soaring credit card interest rates, leaving many people living beyond their means. While there’s nothing wrong with indulging …
- Why Credit Unions Are the Smart Choice for Small BusinessThe United States is often called the land of opportunity, and for millions, that opportunity comes in the form of a small business. With roughly 27 million Americans owning or running a small business, the demand for accessible financing is higher than ever. For aspiring entrepreneurs, a loan can be the perfect launchpad—and there’s no …