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Membership Rewards Program

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 6.50% *APR
5 Year Fixed Rate from 7.50% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
12 month CD1 2.25% **APY
24 month CD1 2.75% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 6.25% *APR
Used Auto Up to 72 months 7.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

News & Articles

  • Go Green with Polam
    Eco-Friendly Banking for a Better Tomorrow Looking for ways to live a more sustainable lifestyle? Going green doesn’t just apply to how you shop or what you eat – it also extends to how you bank. At Polam Federal Credit Union, we’re proud to offer eco conscious banking options that help protect the environment while …
  • Smart & Strategic Ways to Use Your Tax Refund
    Make the most of your refund and set yourself up for financial success. Tax season has come and gone – and if you received a refund this year, you might be wondering how to put that extra cash to good use. Whether you’re looking to strengthen your financial future or treat yourself to something special, …
  • Spring Break on a Budget
    Spring break is the perfect time to take a break from the daily routine and create unforgettable memories with your family. But travel and entertainment costs can add up quickly, making it essential to plan wisely. At Polam FCU, we’re here to help you enjoy a fantastic spring break without breaking the bank. Here are …