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Membership Rewards Program

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 6.50% *APR
5 Year Fixed Rate from 7.50% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
New Auto Up to 84 months 5.95% *APR
Used Auto Up to 72 months 6.95% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

News & Articles

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    The journey toward homeownership is a significant milestone that can be both an exciting and a nerve-wracking experience for first-time buyers and seasoned homeowners alike. While the search for an ideal home requires you to weigh factors such as location, square footage, local school districts, and neighborhood safety, your primary responsibility is establishing a budget …
  • Celebrate Big Without Overspending
    Weddings are once in a lifetime celebrations filled with meaning, joy, and lasting memories. From vision boards to dream venues, many couples imagine every detail of their perfect day. However, the cost of a wedding can add up quickly, making it important to plan with both your heart and your budget in mind. At Polam …
  • Developing a Frugal Lifestyle
    When people hear the word frugal, they often picture cutting out all enjoyment such as dining out, hobbies, travel, or celebrations. In reality, living a frugal lifestyle does not mean depriving yourself. It means being intentional with your money, making thoughtful choices, and aligning your spending with what truly matters to you. At Polam FCU, …