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Membership Rewards Program

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 3.125% *APR
5 Year Fixed Rate from 3.75% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.12% **APY
12 month CD1 0.75% **APY
24 month CD1 0.95% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 2.25% *APR
Used Auto Up to 48 months 3.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

News & Articles

  • Staying Safe at the ATM
    In this day and age, one can never be too cautious about their personal safety, no matter where they are. Using an ATM may be a quick and easy activity, but because it involves your money and your personal information, it can also become a safety hazard in the wrong environment or time and place. …
  • Selling Your Home – How to Retain its Value
    When it comes to your home, you want to ensure it has value, and that it retains its value in the event that you’d like to sell. But regardless of whether you’ve just moved in, or if you’re considering selling and buying a new home, investing in your home is important – including renovations and …
  • Easy Home Renovations That Won’t Break the Bank
    Whether you’re comfortable in your home, or you’re considering putting it on the market, taking on renovations can be an expenditure that pays off in the long run. It’s almost impossible to find a house that has everything you need already built into it, so renovating and remodeling can help you curate your ideal home. …