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Membership Rewards Program

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 6.50% *APR
5 Year Fixed Rate from 7.50% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
New Auto Up to 84 months 5.95% *APR
Used Auto Up to 72 months 6.95% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

News & Articles

  • Travel Smart and Bank Better Abroad
    Everyone has a checklist they follow when planning an overseas vacation. You buy your plane tickets, set up your itineraries, and pack your bags with everything you will need. For most travelers, establishing a budget before taking off is also a high priority on that list. When you visit a country with a different native …
  • Money-Saving Ideas for Home Renovations
    Ask any homeowner: taking on new renovations and remodels for your home can be time-consuming, detail-oriented, and most importantly, expensive. Whether you’re fixing one of your home’s appliances, making changes to just one room in your home, or tackling a full-blown home remodel, you might find yourself experiencing sticker shock. Regardless of the scope of …
  • Saving Money After Graduation – Tips for College Students
    After you graduate college, you’ll find yourself living in uncertain times. Everything about the way you lived, worked, and most importantly, spent money for the last four or five years is about to change for you. No longer will you be attending daily classes, taking exams, or taking part in extracurricular activities – you’re a …