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The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 6.50% *APR
5 Year Fixed Rate from 7.50% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
12 month CD1 2.25% **APY
24 month CD1 2.75% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 6.25% *APR
Used Auto Up to 72 months 7.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

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News & Articles

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  • The Key Benefits of Getting a Summer Job for Your Child
    When school’s out and summer begins, many parents look for ways to keep their children engaged, active, and learning. While camps, travel, and downtime all have their place, one incredibly valuable summer activity is often overlooked: a summer job. Whether it’s scooping ice cream, babysitting, lifeguarding at the local pool, or helping at a family …
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  • Summer Road Trip Essentials – Part 2
    Staying Connected, Entertained & On Budget In Part 1, we covered the packing and safety must-haves for a summer road trip. Now, let’s talk about the digital essentials, budget strategies, and creative ways to make your road trip even more memorable. Keep Your Devices Charged and Ready We rely on our phones for everything from …
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