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Membership Rewards Program

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 6.50% *APR
5 Year Fixed Rate from 7.50% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
12 month CD1 2.25% **APY
24 month CD1 2.75% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 6.25% *APR
Used Auto Up to 72 months 7.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

News & Articles

  • Saving for a Major Life Event
    There are a number of big life events, which some people consider milestones, that we all look forward to experiencing. Getting married, buying a home, expanding your family – these are all huge events that should be cherished and enjoyed. However, you also have to prepare financially for these life events, because they’re a big …
  • Why College Students Should Consider a Credit Union
    If you’re a young adult entering college for the first time, you know you’ve got a lot to handle in the first quarter or semester. Between registering for classes, moving into your dorm or apartment, buying the required books, or just getting to know all your campus has to offer, you may feel overwhelmed. Adding …
  • Teaching Your Young Adults About Finances
    When it comes to teaching your teenagers about smart financial living, it’s never too early to get the ball rolling. Learning these money management tips at an early age actually gives your young adults a step up in life once they leave your home for college or their first adult job. This kind of education …