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Membership Rewards Program

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 6.50% *APR
5 Year Fixed Rate from 7.50% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
12 month CD1 2.25% **APY
24 month CD1 2.75% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 6.25% *APR
Used Auto Up to 72 months 7.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

News & Articles

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    Weddings are magical milestones, but the financial cost can be daunting. With the average wedding costing $33,000 in 2024, couples are looking for creative ways to celebrate without overspending. Fortunately, thoughtful planning and clever strategies can help you create the wedding of your dreams on a budget. Looking for financial assistance? Visit one of our …
  • Stay Ahead of Tax Scams: Protect Yourself This Tax Season
    Tax-related scams occur all year round, but especially during tax season. According to the US Treasury, there were more than 2.5 million instances of people impersonating IRS employees during the previous decade. More than 16,000 people have lost over $85 million in these tax scams. As you prepare your tax filings this year, here are …
  • 7 Creative and Budget-Friendly Ways to Celebrate Valentine’s Day
    Valentine’s Day doesn’t have to break the bank to be meaningful. While some people see February 14th as just another day, others embrace it as an opportunity to express love and appreciation for their partners, friends, or family members. The good news? With a little creativity and thoughtfulness, you can create beautiful memories without spending …