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Membership Rewards Program

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 4.25% *APR
5 Year Fixed Rate from 5.25% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.50% **APY
12 month CD1 2.00% **APY
24 month CD1 2.50% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 3.25% *APR
Used Auto Up to 48 months 4.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

News & Articles

  • Financial Prep for Your New Job
    We’ve seen a number of members undergo a career change in the last couple of years, and for those who are embarking on a new job journey, we’re here to help you get over the initial financial speed bumps that come with any kind of big life change. Starting a new job can be both …
  • How to Thrive in Self Employment
    Over the last couple of years, largely since the beginning of the COVID-19 pandemic, it’s become more and more common for working Americans to consider freelancing or self employment as an alternative or an addition to traditional employment. Whether you’re driving for a ride-sharing service or delivering for DoorDash, selling your work on eBay or …
  • Budgeting for the 2022 Holiday Season
    The holiday season is well known for being a merry, happy and festive time for Americans. Whether you’re sharing the holiday with friends or family (or both), Christmas season and Christmas Day itself is universally recognized as a time of giving gifts to your loved ones. However, while shopping for the perfect gift may be …