Home

Products recommended for you

Home
Loans

learn more

Car
Loans

learn more

Credit
Cards

learn more

Personal
Loans

learn more

Membership Rewards Program

redeem rewards sign in

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 5.25% *APR
5 Year Fixed Rate from 6.00% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
12 month CD1 2.25% **APY
24 month CD1 2.75% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 5.25% *APR
Used Auto Up to 72 months 6.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

Mobile
Banking

learn more

CardValet

learn more

Online
Banking

learn more

eStatements

learn more

Popular
eServices

News & Articles

  • How Much Should You Spend During Wedding Season
    As we all know, as we approach warmer months, wedding season is about to be in full swing. Whether you’re invited to an elegant formal affair or a laid-back outdoor wedding, the importance of giving a gift of any kind cannot be overlooked as a guest. Your hosts are likely spending $30 a plate – …
    Continue reading
  • Tax Season – What You’ll Need Before You File
    With 2023 well under way, we’re approaching the time of year that every American adult has to deal with – tax season. Regardless of your income level, preparing your taxes can often be a challenging task, especially if you have dependents or a number of deductions to consider. Many even consider the act of compiling …
    Continue reading
  • Safety Tips for Credit Card Users
    With new technology and cryptology emerging every day, it’s becoming more and more important to be diligent with your credit and debit cards. Although that importance has always been a priority, hackers and identity thieves continue to come up with new ways to obtain your personal and financial information. While you may already be taking …
    Continue reading