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Membership Rewards Program

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 4.25% *APR
5 Year Fixed Rate from 5.25% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.12% **APY
12 month CD1 0.75% **APY
24 month CD1 0.95% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 2.25% *APR
Used Auto Up to 48 months 3.25% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

News & Articles

  • Financial Tips for College Students and Young Adults
    As a young adult in the working world for the first time, your first paycheck from your first job is the start of something new. Many young people learn the basics about money as they grow up, whether it’s through earning money through a lemonade stand or in the form of an allowance for doing …
  • Keeping Your Mail Safe and Secure
    Staying safe and keeping our personal belongings and information secure is always important, but many people tend to overlook the importance of keeping their mail secure and protected. Mail theft often leaves people blindsided, as it’s common knowledge in the United States that tampering with someone’s mail is illegal in most states, and mail fraud …
  • Budget Mistakes – How to Recognize and Avoid Them
    Creating a regular budget and sticking to it can be a challenge for many people, so if you feel like you’re struggling to keep up, you’re not alone. Some people give up entirely on keeping a budget because they feel like it might not be working out for them, or that they don’t need one. …