IRAs
An Individual Retirement Account is one of the best ways to save for retirement. At POLAM Federal Credit Union we offer a wide range of IRA terms to help you maximize earning potential and reach your retirement goals.
“Your future is full of possibilities, a POLAM IRA just helps you get there faster”
| Available Terms1 | Minimum Opening Deposit | Dividend Bearing Account | Minimum Balance to earn dividends |
|---|---|---|---|
| 6 mos., 12 mos., 18 mos. 24 mos., 36 mos. | $100 | Yes | $100 |
Features
- Flexible Term Options
- No Monthly Service Fee
- No Annual Service Fee2
- Competitive Interest Rates
- Interest Compounded Daily
- Early withdrawal penalties may apply to withdrawals made at any other time than during the grace period. Fees could reduce earnings on the account. Additional restrictions may apply.
- Annual maintenance fee of $20 waived for accounts with balances of $10,000 or more and an active checking account.