POLAM checking accounts allow you the freedom to enjoy the features and rewards you should expect from a checking account without the hidden fees.

“Give yourself an the advantage with POLAM checking”
Minimum Opening DepositNumber of withdrawals per monthDividend Bearing AccountMinimum Balance to earn dividends
$0UnlimitedYes$500 3


  • No Monthly Service Fees
  • No ATM Transaction Fee 1
  • Free Bill Pay Service
  • Overdraft Protection 2
  • Online & Mobile Banking

Membership Application

  1. No transaction fees at any CO-OP ATM locations.
  2. Overdraft protection available on approved credit
  3. Balances below $500 will not earn interest.