Stimulus Checks and COVID-19 Relief – How to Use It

      As part of the recent COVID-19 relief package, millions of Americans are receiving stimulus checks for $1400. While the package also includes relief in the form of tax credits for families with children, extended federal unemployment benefits, and much more, many people have considered the $1400 stimulus checks to be one of …

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Small Business Owners – Why Use A Credit Union

  They say the United States is the land of opportunity, and so many people use that opportunity to start a small business. About 27 million Americans run or own a small business, and because of this, there’s a significant demand for financing. Starting out with a loan is the best way to get your …

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Finances and Your Relationship – Setting Goals and Working Together

  As many might already know, money and overall financial stress is one of the leading causes of problems with relationships, marital or otherwise. Whether it’s over big-ticket purchases, overspending, debt, or even dishonesty, any kind of financial strain can also lead to stress at home. However, as many couples can attest to, there are …

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Buying a Home – 3 Useful Tips

    When you’re on the hunt for a new home, it’s a different kind of shopping experience – needless to say, it’s a bigger deal than simply going to the grocery store or buying new clothes. It’s an investment that may impact you for 30 years or more, so shopping with a sharper eye …

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Building and Maintaining a Healthy Credit Score

  As you probably know, your credit score is one of the most important aspects in having a healthy financial life. That score can affect so many aspects of your life, from being approved for loans and credit cards to owning or renting a home. Your credit score can also impact what you’ll pay in …

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Finances and Your Family – Teaching Your Children Money Skills

    Talking about money with your children may seem premature, but doing so in an age-appropriate manner can be useful and educational. Money management skills are best learned young so one can make better financial choices as they get older, and it’s smart for kids to pick up good habits at that time as …

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Personal Loans – How to Use Them

    For many people, there may come a time when they need a quick influx of cash for a specific reason. Perhaps something unexpected occurred, such as a medical emergency or damage from a natural disaster. Or the need to cover a semester of college tuition. Maybe even the desire to purchase a big-ticket …

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Overspending – Why People Do It

    Consumerism is popular in the United States, and with consumerism comes the risk of overspending. According to a recent survey, Americans tend to overspend by roughly $7,500 annually, leading to the rise of payday lenders and skyrocketing credit card interest rates. Simply put, too many people are living beyond their means. However, while …

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Building a Successful Small Business

    Have you ever dreamed about being your own boss? You’re certainly not alone – with roughly 28 million small business owners in the United States, you’d be one of many entrepreneurs who made the decision to take the valued risk of starting a small business and becoming your own boss, setting your own …

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Surviving a Job Loss – and How to Prepare for It

  Losing a job, no matter how long you’ve held it, can be devastating for a number of reasons. Not only is it a major shift in your life, but the financial repercussions can be daunting. If you’re concerned you might lose your job in the near future, it’s a good idea to start preparing. …

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