Drive Your Dreams
The excitement of getting behind the wheel of your new car for the first time can’t be beat – let us help you get into the driver’s seat. Polam’s auto loans make it easy to finance your ideal car, with flexible terms, low rates, and an easy application process. Whether you’re buying your first car, or are looking for something bigger for a growing family, we’re here to help you on your road ahead.
- Rates as low as 5.25% APR1
- Terms up to 84 months
- Financing for new and used vehicles
- Simple application and quick approval
- Pre-approval available
- APR – Annual Percentage Rate. Auto rates starting at 5.25%; subject to change without notice. Lowest rate shown with a financed Loan-to-Value (LTV) ratio of 100%. We are unable to offer financing for Branded Titles (salvaged, rebuild, lemon law). Rates are subject to change depending on the loan term, loan to value (LTV), vehicle age, vehicle mileage, credit history, account relationship, or promotional programs. Actual rates are disclosed to approved applicants in writing prior to loan consummation. Loan payment estimated example: 0-36 months: $30.08 per month per $1,000 at 5.25% APR; 48 months: $23.19 per month per $1,000 borrowed at 5.35% APR; 60 months: $19.08 per month per $1,000 borrowed at 5.45% APR; 72 months; $16.36 per month per $1,000 borrowed at 5.55% APR; 84 months: $14.44 per month per $1,000 at 5.65% APR.