When the summer heat rolls in, so do higher utility bills. Keeping your home cool and comfortable can put a strain on both your energy usage and your budget. But with a few smart strategies, you can stay cool without overheating your wallet.
At Polam Federal Credit Union, we believe in helping our members live smarter and save more. Here are some practical and budget-friendly energy-saving ideas to keep your home cool and your finances in check this summer.
Use Fans Wisely
Ceiling and box fans can help circulate cool air and make a room feel several degrees cooler — allowing you to raise your thermostat without sacrificing comfort. Just remember: fans cool people, not rooms. Turn them off when you leave the room to save energy.
Close Curtains and Blinds During the Day
Direct sunlight through your windows can turn your home into a sauna. Keep curtains, blinds, or shades closed during peak sun hours — especially on south- and west-facing windows — to block out heat and reduce the workload on your AC.
Cook Smart
Avoid using the oven on hot days — it heats up your kitchen and makes your cooling system work harder. Opt for stovetop meals, microwave cooking, slow cookers, or better yet, grill outside and enjoy a summer BBQ!
Seal Air Leaks
Keep cool air inside by checking for drafts around windows and doors. Use weatherstripping or caulk to seal gaps and prevent your cold air from slipping out. It’s a small fix with a big return on comfort and savings.
Adjust Your Thermostat
Set your thermostat to 78°F when you’re home and higher when you’re away. Consider installing a programmable or smart thermostat — it can adjust temperatures automatically, helping you save energy without even thinking about it.
Wash with Cold Water
Laundry accounts for a surprising amount of energy use. Washing clothes in cold water not only saves electricity, but it’s also gentler on your fabrics. Bonus tip: run your washer, dryer, and dishwasher during the evening to reduce heat build-up during the day.
Switch to LED Bulbs
If you haven’t already, make the switch to energy-efficient LED lighting. They use up to 80% less energy and give off less heat compared to traditional incandescent bulbs — a win-win for your power bill and your indoor comfort.
Maintain Your AC Unit
Clean or replace filters regularly, and have your system serviced annually. A clean, well-functioning air conditioner works more efficiently and uses less energy — keeping you cool without high costs.
A cooler, more energy-efficient home doesn’t have to mean sacrificing comfort — just a few mindful changes can help you stay comfortable and save money all season long.
At Polam FCU, we’re here to help you stretch your dollars further, whether through energy-saving tips or financial tools like personal loans, budgeting advice, or savings accounts.
Need help funding a home improvement project that boosts energy efficiency?
Ask us about our low-rate loan options today!