Mobile Wallet – Why Credit Union Members Love It

Picture this: You’re in line at the grocery store with a full cart, and you check for your wallet – and you forgot it at home or work. You don’t have time to unload your cart and drive home and grab it, so what do you do?

As part of the better banking experience we provide for our members, Polam is always on the lookout for new and easy ways to enjoy our services. We’ve recently released our Mobile Wallet, which enables Polam members to make purchases at the register using their smartphone or smart watch. And the best part? It’s safe, secure, easy, and free to use.

Polam’s Mobile Wallet can be used with Apple Pay, Samsung Pay, and Google Pay on your devices. If you’re still on the fence about this new feature, here are a few reasons why credit union members love it:

The convenience factor. 

Since smartphones became the norm for mobile phones, it’s rare to find someone who doesn’t leave home without theirs. With just a few quick taps, you can use your device at the register’s credit card terminal – no more fumbling in your purse or pocket for your wallet. If you wear a smartwatch, just unlock and hold your wrist to the terminal. Additionally, more and more online retailers now support mobile wallets.

It’s safe and secure. 

It’s not uncommon to hear consumers question the security of mobile wallets, because fraud prevention is a concern for anyone who uses a credit or debit card. However, Apple, Google, and Samsung all allow you to remotely wipe your data if your mobile devices or computer have been stolen. As well, Polam’s Mobile Wallet requires authentication in the form of a PIN, fingerprint, or facial ID.

Zero physical contact required. 

Aside from you physically holding or wearing your device, your mobile wallet is contactless – you simply place your device close to the credit card terminal, and your encrypted data is transferred as payment. If you’re concerned about getting sick, especially as cold and flu season is upon us, Polam’s Mobile Wallet might be a good fit for you.

If you have any questions about using Polam’s Mobile Wallet and how to get started, visit our website to learn more.