At Polam FCU, not only do we strive to provide you with the best financial services possible, we also want to share some guidance and expertise. Peruse our blog for the latest industry news and information relevant to you.
Whether you’re a first-time credit card owner or you’ve got a credit score in the 800s, odds are you’ve made a mistake at one point or another when it comes to using your credit card. The mistakes we’re about to outline are all too common, yet they can really wreak havoc on your credit rating, and can lead to additional fees and higher interest rates. These are a few of the biggest mistakes consumers make when it comes to your credit cards, and here are our suggestions on how to avoid them. Making late payments. Paying your▸ continue reading
It can be easy to have an idealistic and positive view on your retirement. Whether you envision yourself laying on the beach on a permanent vacation, or you just want to enjoy your golden years with your loved ones, the notion of retiring and not having to work again is idyllic and exciting. However, retirement preparation is essential for everyone, and it allows you to plan for a number of variables. With that in mind, here are a few of our tips on starting your plan for retirement, and why each one is important: Figure out what▸ continue reading